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The Biggest Lie in Health Insurance: Small Businesses Have No Control Over Healthcare Costs

For decades, small and mid-sized businesses have been led to believe that soaring health insurance premiums are unavoidable. According to a veteran benefits broker with 20 years of experience, that belief may be the biggest lie in health insurance.

 

Many companies with fewer than 200 employees assume they have no choice but to accept annual rate increases from major carriers such as Aetna, Anthem, Blue Shield, Cigna, Kaiser and UnitedHealthcare. 

 

In reality, alternative funding strategies exist that allow smaller employers to access the same level of coverage, flexibility, and cost control traditionally reserved for larger companies.

 

As both an owner and a broker, Leslie Ellis works exclusively in the best interests of clients, so organizations can move beyond one-size-fits-all plans and take control of healthcare spending. 

 

The approach Leslie uses focuses on smarter plan design, proactive cost-management strategies, and reducing the frequency and severity of claims, the only sustainable way to lower healthcare costs long term.

 

“Smarter healthcare isn’t just about savings,” according to Leslie. “It's a strategy. And it’s often never discussed because the traditional system benefits when employers spend more and get less.”

 

In as little as 15 to 20 minutes, Leslie makes sure that business owners can gain a clear understanding of how alternative funding works and why so many brokers never mention it. Every dollar saved on premiums can be redirected toward company growth, reinvested in employees, or used to enhance overall benefits.

 

Known for her hands-on approach, Leslie takes time to understand each client’s priorities, budget, and goals, while explaining complex insurance concepts in clear, plain language. Leslie is also recognized for responsiveness, returning most calls and emails within 24 hours.

 

“At the end of the day, a company that takes care of its people wins,” Leslie said. “And it’s amazing what happens when employers finally realize they can take control of healthcare costs.”

 

About
With two decades in the health insurance and benefits industry, Leslie Ellis helps small businesses (30–100 employees) design smarter healthcare strategies that deliver cost control, flexibility, and long-term sustainability without sacrificing quality of coverage. Leslie’s philosophy is simple: good healthcare shouldn’t break the balance sheet.

 

Email: leslie@leslie-ellis.com

Media Contact

Name
Ellis Insurance Services
Contact name
Leslie Ellis
Contact phone
(925) 299-1920
Country
United States
Url
https://gethelpwithinsurance.com/

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