form8k-85786_ssfn.htm
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

FORM 8-K
CURRENT REPORT


PURSUANT TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported)
July 26, 2007
  


Stewardship Financial Corporation
(Exact Name of Registrant as Specified in its Charter)

New Jersey
  
0-21855
  
22-3351447
(State or Other Jurisdiction of
  
(Commission
  
(IRS Employer
Incorporation)
  
File Number)
  
Identification No.)
         
         
630 Godwin Avenue, Midland Park,  NJ
      
07432
(Address of Principal Executive Offices)
      
(Zip Code)

Registrant’s telephone number, including area code
(201)  444-7100
  

 
(Former Name or Former Address, if Changed Since Last Report)

 
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (See General Instruction A.2. below):

o
Written communications pursuant to Rule 425 under the Securities Act (17CFR230.425)

o
Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17CFR 240.14a-12)

o
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17CFR 240.14d-2(b))

o
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17CFR 240.13e-4(c))



Item 2.02.      Results of Operations and Financial Condition

On July 26, 2007, Stewardship Financial Corporation issued a press release announcing its unaudited results for the quarter ended June 30, 2007.  A copy of the press release is attached hereto as Exhibit 99.1.


Item 9.01.      Financial Statements and Exhibits

 
(d)
The following exhibit is furnished pursuant to Item 2.02 and shall not be deemed to be “filed”:

 
Exhibit No.
  
Description
  
         
   
Press Release dated July 26, 2007
  
         





Signatures


Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.


 


Date:
July 30, 2007
  
Stewardship Financial Corporation
         
         
     
/s/
 Julie E. Holland
       
Julie E. Holland
       
Senior Vice President and Treasurer