New
Jersey
|
0-21855
|
22-3351447
|
(State
or Other Jurisdiction of
|
(Commission
|
(IRS
Employer
|
Incorporation)
|
File
Number)
|
Identification
No.)
|
630
Godwin Avenue, Midland Park, NJ
|
07432
|
(Address
of Principal Executive Offices)
|
(Zip
Code)
|
o |
Written
communications pursuant to Rule 425 under the Securities Act
(17CFR230.425)
|
o |
Soliciting
material pursuant to Rule 14a-12 under the Exchange Act (17CFR
240.14a-12)
|
o
|
Pre-commencement
communications pursuant to Rule 14d-2(b) under the Exchange Act (17CFR
240.14d-2(b))
|
o
|
Pre-commencement
communications pursuant to Rule 13e-4(c) under the Exchange Act (17CFR
240.13e-4(c))
|
Date:
November
6, 2006
|
Stewardship
Financial Corporation
|
|
/s/
Julie E. Holland
|
||
Julie
E. Holland
|
||
Vice
President and Treasurer
|