UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C.  20549

FORM 13F

FORM 13F COVER PAGE

Report For the Quarter Ended: September 30, 2004

Check here if Amendment [  ]; Amendment Number: 
This Amendment (Check only one.): [  ] is a restatement.
                                  [  ] adds new holdings entries.

Institutional Investment Manager Filing this report:

Name:    The Royal Bank of Scotland Group Plc
Address: PO Box 31
         42 St Andrew Square
         Edinburgh  EH2 2YE
         Scotland

13F File Number:  028-05855

The institutional investment manager filing this report and the
person by whom it is signed hereby represent that the person
signing the report is authorized to submit it, that all
information contained herein is true, correct and complete, and
that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of
this form.


Person Signing this Report on Behalf of Reporting Manager:

Name:     H Campbell Esq
Title:    Head of Group Secretariat
Phone:    (+44) 0131 523 4711
Signature, Place and Date of Signing:

    H Campbell Esq    Edinburgh, Scotland    November 10th, 2004


Report Type (check only one.):

[ X]        13F HOLDINGS REPORT.

[  ]        13F NOTICE.

[  ]        13F COMBINATION REPORT.


List of Other Managers Reporting for this Manager:


FORM 13F SUMMARY PAGE

Report Summary:

Number of Other Included Managers:        5

Form 13F Information Table Entry Total:   892

Form 13F Information Table Value Total:   $1,153,221,160



List of Other Included Managers:

 No.  13F File Number     Name

  14                      Boston Trust Investment Management
  10  028-05954           Citizens Bank
  9   028-01255           National Westminster Bank plc
  7   028-05855           The Royal Bank of Scotland Plc
  13  028-02259           US Trust Co. Boston


                                                                  FORM 13F INFORMATION TABLE

                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (x$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
                                                                                           
AFLAC INC                      COM              001055102     1672    42652 SH       DEFINED 10              42652        0        0
AFLAC INC                      COM              001055102      229     5850 SH       DEF/OTH 10               5700      150        0
AFLAC INC                      COM              001055102      156     3980 SH       DEFINED 7                3980        0        0
AT&T WIRELESS SVCS INC         COM              00209A106      551    37253 SH       DEFINED 10              37253        0        0
AT&T WIRELESS SVCS INC         COM              00209A106       90     6108 SH       DEF/OTH 10               6108        0        0
AAIPHARMA INC                  COM              00252W104       39    25000 SH       DEFINED 9               25000        0        0
ABBOTT LABS                    COM              002824100     2623    61922 SH       DEFINED 10              61922        0        0
ABBOTT LABS                    COM              002824100      710    16756 SH       DEF/OTH 10              16756        0        0
ABBOTT LABS                    COM              002824100      152     3600 SH       DEFINED 7                3600        0        0
ABBOTT LABS                    COM              002824100     6258   147726 SH       DEFINED 9               25066        0   122660
ABBOTT LABS                    COM              002824100      451    10655 SH       DEF/OTH 9                   0    10655        0
ABERDEEN ASIA PACIFIC INCOM    COM              003009107       74    12000 SH       DEFINED 9                   0        0    12000
ADOBE SYS INC                  COM              00724F101      634    12810 SH       DEFINED 10              12810        0        0
ADOBE SYS INC                  COM              00724F101      147     2975 SH       DEF/OTH 10               2975        0        0
AFFILIATED COMPUTER SERVICES   CL A             008190100      455     8182 SH       DEFINED 10               8182        0        0
AGILENT TECHNOLOGIES INC       COM              00846U101      151     6996 SH       DEFINED 10               6996        0        0
AGILENT TECHNOLOGIES INC       COM              00846U101       59     2734 SH       DEF/OTH 10               2734        0        0
AGILENT TECHNOLOGIES INC       COM              00846U101       12      534 SH       DEFINED 7                 534        0        0
AIR PRODS & CHEMS INC          COM              009158106      908    16690 SH       DEFINED 10              16690        0        0
AIR PRODS & CHEMS INC          COM              009158106      286     5257 SH       DEF/OTH 10               5257        0        0
ALBERTO CULVER CO              COM              013068101     1358    31223 SH       DEFINED 10              31223        0        0
ALBERTO CULVER CO              COM              013068101      201     4619 SH       DEF/OTH 10               4619        0        0
ALCOA INC                      COM              013817101     4178   124375 SH       DEFINED 10             124375        0        0
ALCOA INC                      COM              013817101      357    10640 SH       DEF/OTH 10              10640        0        0
ALCOA INC                      COM              013817101      118     3500 SH       DEFINED 7                3500        0        0
ALCOA INC                      COM              013817101     1289    38368 SH  PUT  DEFINED 7               38368        0        0
ALCOA INC                      COM              013817101      148     4400 SH       DEFINED 9                4000        0      400
ALLERGAN INC                   COM              018490102      661     9117 SH       DEFINED 10               9117        0        0
ALLERGAN INC                   COM              018490102      127     1750 SH       DEF/OTH 10               1750        0        0
ALLIED WASTE INDS INC          COM PAR$.01NEW   019589308      354    40000 SH       DEFINED 9               40000        0        0
ALLMERICA FINL CORP            COM              019754100      265     9854 SH       DEFINED 10               9854        0        0
ALLSTATE CORP                  COM              020002101     4690    97731 SH       DEFINED 10              97731        0        0
ALLSTATE CORP                  COM              020002101      248     5162 SH       DEF/OTH 10               5162        0        0
ALLTEL CORP                    COM              020039103     1273    23192 SH       DEFINED 10              23192        0        0
ALLTEL CORP                    COM              020039103      103     1875 SH       DEF/OTH 10               1875        0        0
ALLTEL CORP                    COM              020039103       19      355 SH       DEFINED 7                 355        0        0
ALTRIA GROUP INC               COM              02209S103      470     9984 SH       DEFINED 10               9984        0        0
ALTRIA GROUP INC               COM              02209S103      882    18751 SH       DEF/OTH 10              18551        0      200
ALTRIA GROUP INC               COM              02209S103      255     5425 SH       DEFINED 7                5425        0        0
ALTRIA GROUP INC               COM              02209S103      144     3061 SH       DEFINED 9                1811        0     1250
ALTRIA GROUP INC               COM              02209S103       86     1820 SH       DEF/OTH 9                   0     1820        0
AMBAC FINL GROUP INC           COM              023139108     5838    73019 SH       DEFINED 10              73019        0        0
AMBAC FINL GROUP INC           COM              023139108      387     4837 SH       DEF/OTH 10               4837        0        0
AMEDISYS INC                   COM              023436108     1979    66078 SH       DEFINED 9                   0        0    66078
AMERICAN EXPRESS CO            COM              025816109     4178    81197 SH       DEFINED 10              80497        0      700
AMERICAN EXPRESS CO            COM              025816109     1028    19974 SH       DEF/OTH 10              19974        0        0
AMERICAN EXPRESS CO            COM              025816109       46      900 SH       DEFINED 7                 900        0        0
AMERICAN EXPRESS CO            COM              025816109     1639    31850 SH       DEFINED 9               22960        0     8890
AMERICAN EXPRESS CO            COM              025816109      134     2600 SH       DEF/OTH 9                   0     2600        0
AMERICAN INTL GROUP INC        COM              026874107    14783   217432 SH       DEFINED 10             216832        0      600
AMERICAN INTL GROUP INC        COM              026874107     9140   134433 SH       DEF/OTH 10             134294      139        0
AMERICAN INTL GROUP INC        COM              026874107     1649    24252 SH       DEFINED 7               24252        0        0
AMERICAN INTL GROUP INC        COM              026874107     7760   114128 SH       DEFINED 9               25622        0    88506
AMERICAN INTL GROUP INC        COM              026874107      157     2315 SH       DEF/OTH 9                   0     2315        0
AMGEN INC                      COM              031162100     6192   109003 SH       DEFINED 10             109003        0        0
AMGEN INC                      COM              031162100      467     8213 SH       DEF/OTH 10               8213        0        0
AMGEN INC                      COM              031162100      235     4130 SH       DEFINED 7                4130        0        0
AMGEN INC                      COM              031162100     3201    56341 SH       DEFINED 9               13516        0    42825
AMGEN INC                      COM              031162100       85     1500 SH       DEF/OTH 9                   0     1500        0
ANADARKO PETE CORP             COM              032511107      188     2837 SH       DEFINED 10               2837        0        0
ANADARKO PETE CORP             COM              032511107       88     1332 SH       DEF/OTH 10               1332        0        0
ANADARKO PETE CORP             COM              032511107      265     4000 SH       DEFINED 9                   0        0     4000
ANALOG DEVICES INC             COM              032654105      759    19576 SH       DEFINED 10              19576        0        0
ANALOG DEVICES INC             COM              032654105       89     2300 SH       DEF/OTH 10               2300        0        0
ANALOG DEVICES INC             COM              032654105       12      300 SH       DEFINED 7                 300        0        0
ANHEUSER BUSCH COS INC         COM              035229103     6300   126135 SH       DEFINED 10             126135        0        0
ANHEUSER BUSCH COS INC         COM              035229103      144     2875 SH       DEF/OTH 10               2750        0      125
ANHEUSER BUSCH COS INC         COM              035229103      609    12200 SH       DEFINED 7               12200        0        0
ANHEUSER BUSCH COS INC         COM              035229103      699    14000 SH       DEFINED 9                 900        0    13100
ANNTAYLOR STORES CORP          COM              036115103      557    23791 SH       DEFINED 10              23791        0        0
ANTHEM INC                     COM              03674B104     3523    40381 SH       DEFINED 10              40381        0        0
ANTHEM INC                     COM              03674B104      317     3635 SH       DEF/OTH 10               3580       55        0
APACHE CORP                    COM              037411105      530    10572 SH       DEFINED 10              10572        0        0
APACHE CORP                    COM              037411105       68     1352 SH       DEF/OTH 10               1352        0        0
APPLIED MATLS INC              COM              038222105     3366   204104 SH       DEFINED 10             204104        0        0
APPLIED MATLS INC              COM              038222105      354    21480 SH       DEF/OTH 10              21480        0        0
APPLIED MATLS INC              COM              038222105      201    12200 SH       DEFINED 9                7000        0     5200
AQUILA INC                     COM              03840P102      405   129800 SH       DEFINED 9              129800        0        0
ARCHER DANIELS MIDLAND CO      COM              039483102     2837   167078 SH       DEFINED 10             167078        0        0
ARCHER DANIELS MIDLAND CO      COM              039483102      129     7600 SH       DEF/OTH 10               7600        0        0
ATMEL CORP                     COM              049513104       87    24000 SH       DEFINED 10              24000        0        0
ATMEL CORP                     COM              049513104       14     4000 SH       DEF/OTH 10               4000        0        0
AUTOMATIC DATA PROCESSING IN   COM              053015103     4666   112927 SH       DEFINED 10             112927        0        0
AUTOMATIC DATA PROCESSING IN   COM              053015103     1101    26634 SH       DEF/OTH 10              26634        0        0
AUTOMATIC DATA PROCESSING IN   COM              053015103       41     1000 SH       DEFINED 7                1000        0        0
AUTOMATIC DATA PROCESSING IN   COM              053015103      138     3350 SH       DEFINED 9                   0        0     3350
AVAYA INC                      COM              053499109      848    60845 SH       DEFINED 10              60845        0        0
AVAYA INC                      COM              053499109       23     1652 SH       DEF/OTH 10               1652        0        0
AVERY DENNISON CORP            COM              053611109      519     7890 SH       DEFINED 10               7890        0        0
AVERY DENNISON CORP            COM              053611109      148     2250 SH       DEF/OTH 10               2250        0        0
AVON PRODS INC                 COM              054303102      884    20243 SH       DEFINED 10              20243        0        0
AVON PRODS INC                 COM              054303102      106     2425 SH       DEF/OTH 10               2425        0        0
BB&T CORP                      COM              054937107      379     9542 SH       DEFINED 10               9542        0        0
BB&T CORP                      COM              054937107       38      950 SH       DEF/OTH 10                950        0        0
BJ SVCS CO                     COM              055482103      197     3751 SH       DEFINED 10               3751        0        0
BJ SVCS CO                     COM              055482103        5      100 SH       DEFINED 9                 100        0        0
BP PLC                         SPONSORED ADR    055622104     4058    70538 SH       DEFINED 10              70538        0        0
BP PLC                         SPONSORED ADR    055622104     1779    30931 SH       DEF/OTH 10              30931        0        0
BP PLC                         SPONSORED ADR    055622104      343     5962 SH       DEFINED 9                5962        0        0
BAKER HUGHES INC               COM              057224107     4418   101057 SH       DEFINED 10             101057        0        0
BAKER HUGHES INC               COM              057224107       47     1065 SH       DEF/OTH 10               1065        0        0
BALL CORP                      COM              058498106      208     5550 SH       DEFINED 10               4950        0      600
BALL CORP                      COM              058498106       21      550 SH       DEF/OTH 10                550        0        0
BANK OF AMERICA CORPORATION    COM              060505104    16226   374472 SH       DEFINED 10             374472        0        0
BANK OF AMERICA CORPORATION    COM              060505104     4516   104212 SH       DEF/OTH 10              99208      100     4904
BANK OF AMERICA CORPORATION    COM              060505104      566    13060 SH       DEFINED 7               13060        0        0
BANK OF AMERICA CORPORATION    COM              060505104     3639    83972 SH       DEFINED 9               34942        0    49030
BANK OF AMERICA CORPORATION    COM              060505104      153     3540 SH       DEF/OTH 9                   0     3540        0
BANK NEW YORK INC              COM              064057102      386    13225 SH       DEFINED 10              13225        0        0
BANK NEW YORK INC              COM              064057102      170     5825 SH       DEF/OTH 10               5650      175        0
BANK NEW YORK INC              COM              064057102       85     2930 SH       DEFINED 7                2930        0        0
BANKNORTH GROUP INC NEW        COM              06646R107     2391    68302 SH       DEFINED 10              68302        0        0
BANKNORTH GROUP INC NEW        COM              06646R107      135     3866 SH       DEF/OTH 10               3866        0        0
BARD C R INC                   COM              067383109       17      300 SH       DEFINED 10                300        0        0
BARD C R INC                   COM              067383109      342     6048 SH       DEF/OTH 10               6048        0        0
BARNES & NOBLE INC             COM              067774109     3842   103829 SH       DEFINED 10             103429        0      400
BARNES & NOBLE INC             COM              067774109      114     3085 SH       DEF/OTH 10               2925      160        0
BAUSCH & LOMB INC              COM              071707103      440     6625 SH       DEFINED 10               6625        0        0
BAUSCH & LOMB INC              COM              071707103        7      100 SH       DEF/OTH 10                100        0        0
BAXTER INTL INC                COM              071813109      449    13951 SH       DEFINED 10              13551        0      400
BAXTER INTL INC                COM              071813109      144     4482 SH       DEF/OTH 10               4482        0        0
BEAR STEARNS COS INC           COM              073902108      281     2923 SH       DEFINED 10               2923        0        0
BEAR STEARNS COS INC           COM              073902108        7       75 SH       DEF/OTH 10                 75        0        0
BECKMAN COULTER INC            COM              075811109      208     3700 SH       DEFINED 10               3700        0        0
BED BATH & BEYOND INC          COM              075896100      252     6800 SH       DEFINED 10               6800        0        0
BED BATH & BEYOND INC          COM              075896100       71     1900 SH       DEF/OTH 10               1900        0        0
BELLSOUTH CORP                 COM              079860102     1486    54804 SH       DEFINED 10              54804        0        0
BELLSOUTH CORP                 COM              079860102      763    28146 SH       DEF/OTH 10              27346        0      800
BELLSOUTH CORP                 COM              079860102       11      400 SH       DEFINED 7                 400        0        0
BELLSOUTH CORP                 COM              079860102      132     4850 SH       DEFINED 9                   0        0     4850
BELO CORP                      COM SER A        080555105     3019   133945 SH       DEFINED 10             133945        0        0
BERKSHIRE HATHAWAY INC DEL     CL B             084670207      126       44 SH       DEFINED 10                 44        0        0
BERKSHIRE HATHAWAY INC DEL     CL B             084670207      887      309 SH       DEF/OTH 10                309        0        0
BERKSHIRE HATHAWAY INC DEL     CL B             084670207       32       11 SH       DEFINED 7                  11        0        0
BEST BUY INC                   COM              086516101     3268    60250 SH       DEFINED 10              60250        0        0
BEST BUY INC                   COM              086516101       49      900 SH       DEF/OTH 10                900        0        0
BIOMET INC                     COM              090613100     5446   116165 SH       DEFINED 10             116165        0        0
BIOMET INC                     COM              090613100      550    11725 SH       DEF/OTH 10              11725        0        0
BLACK & DECKER CORP            COM              091797100      434     5600 SH       DEFINED 10               5600        0        0
BLACK & DECKER CORP            COM              091797100       89     1150 SH       DEF/OTH 10               1150        0        0
BLOCK H & R INC                COM              093671105      167     3387 SH       DEFINED 10               3387        0        0
BLOCK H & R INC                COM              093671105       69     1400 SH       DEF/OTH 10               1400        0        0
BLOCK H & R INC                COM              093671105       25      500 SH       DEFINED 7                 500        0        0
BOEING CO                      COM              097023105      333     6450 SH       DEFINED 10               6450        0        0
BOEING CO                      COM              097023105      396     7674 SH       DEF/OTH 10               7674        0        0
BOEING CO                      COM              097023105       36      700 SH       DEFINED 9                   0        0      700
BRIGGS & STRATTON CORP         COM              109043109      215     2645 SH       DEFINED 10               2645        0        0
BRIGGS & STRATTON CORP         COM              109043109      179     2200 SH       DEF/OTH 10               2200        0        0
BRINKER INTL INC               COM              109641100      283     9100 SH       DEFINED 10               9100        0        0
BRINKER INTL INC               COM              109641100       23      750 SH       DEF/OTH 10                750        0        0
BRISTOL MYERS SQUIBB CO        COM              110122108     2474   104516 SH       DEFINED 10             104516        0        0
BRISTOL MYERS SQUIBB CO        COM              110122108     1472    62179 SH       DEF/OTH 10              62179        0        0
BRISTOL MYERS SQUIBB CO        COM              110122108       83     3500 SH       DEFINED 9                2200        0     1300
BURLINGTON NORTHN SANTA FE C   COM              12189T104      266     6932 SH       DEFINED 10               6932        0        0
BURLINGTON NORTHN SANTA FE C   COM              12189T104       40     1032 SH       DEF/OTH 10               1032        0        0
BURLINGTON RES INC             COM              122014103       49     1202 SH       DEFINED 10               1202        0        0
BURLINGTON RES INC             COM              122014103       12      300 SH       DEF/OTH 10                300        0        0
BURLINGTON RES INC             COM              122014103      765    18760 SH       DEFINED 7               18760        0        0
C D W CORP                     COM              12512N105        6      100 SH       DEFINED 10                100        0        0
C D W CORP                     COM              12512N105     1919    33070 SH       DEFINED 7               33070        0        0
CIT GROUP INC                  COM              125581108     1324    35400 SH       DEFINED 10              35150        0      250
CSX CORP                       COM              126408103      221     6645 SH       DEFINED 10               6645        0        0
CSX CORP                       COM              126408103       95     2873 SH       DEF/OTH 10               2873        0        0
CVS CORP                       COM              126650100     6061   143865 SH       DEFINED 10             143865        0        0
CVS CORP                       COM              126650100      368     8725 SH       DEF/OTH 10               8725        0        0
CVS CORP                       COM              126650100       20      485 SH       DEFINED 9                 485        0        0
CALPINE CORP                   COM              131347106      334   115000 SH       DEFINED 9              115000        0        0
CAPITAL ONE FINL CORP          COM              14040H105     3945    53381 SH       DEFINED 10              53381        0        0
CAPITAL ONE FINL CORP          COM              14040H105       55      750 SH       DEF/OTH 10                750        0        0
CAPITAL ONE FINL CORP          COM              14040H105       36      488 SH       DEFINED 7                 488        0        0
CARDINAL HEALTH INC            COM              14149Y108      274     6252 SH       DEFINED 10               6252        0        0
CARDINAL HEALTH INC            COM              14149Y108       74     1700 SH       DEF/OTH 10               1700        0        0
CARDINAL HEALTH INC            COM              14149Y108      218     4974 SH       DEFINED 7                4974        0        0
CARNIVAL CORP                  PAIRED CTF       143658300     1294    27354 SH       DEFINED 10              27354        0        0
CARNIVAL CORP                  PAIRED CTF       143658300       58     1225 SH       DEF/OTH 10               1025        0      200
CATERPILLAR INC DEL            COM              149123101     1250    15540 SH       DEFINED 10              15540        0        0
CATERPILLAR INC DEL            COM              149123101       85     1060 SH       DEF/OTH 10               1060        0        0
CATERPILLAR INC DEL            COM              149123101      644     8000 SH       DEFINED 7                8000        0        0
CENDANT CORP                   COM              151313103     4320   199991 SH       DEFINED 10             199991        0        0
CENDANT CORP                   COM              151313103       24     1100 SH       DEF/OTH 10               1100        0        0
CENDANT CORP                   COM              151313103       76     3500 SH       DEFINED 9                2500        0     1000
CERNER CORP                    COM              156782104      301     6950 SH       DEFINED 10               6950        0        0
CERNER CORP                    COM              156782104        5      125 SH       DEF/OTH 10                125        0        0
CHARLES RIV LABS INTL INC      COM              159864107      228     4975 SH       DEFINED 10               4975        0        0
CHARTERMAC                     SH BEN INT       160908109     4237   192661 SH       DEFINED 10             192661        0        0
CHEVRONTEXACO CORP             COM              166764100    16642   310250 SH       DEFINED 10             309650        0      600
CHEVRONTEXACO CORP             COM              166764100     3000    55934 SH       DEF/OTH 10              55634      200      100
CHEVRONTEXACO CORP             COM              166764100      224     4172 SH       DEFINED 7                4172        0        0
CHEVRONTEXACO CORP             COM              166764100     5281    98448 SH       DEFINED 9                3808        0    94640
CHICOS FAS INC                 COM              168615102      222     6500 SH       DEFINED 10               6500        0        0
CHICOS FAS INC                 COM              168615102        7      200 SH       DEF/OTH 10                200        0        0
CHUBB CORP                     COM              171232101       14      200 SH       DEFINED 10                200        0        0
CHUBB CORP                     COM              171232101      197     2804 SH       DEF/OTH 10               2804        0        0
CHUBB CORP                     COM              171232101      200     2850 SH       DEFINED 9                   0        0     2850
CIRCUIT CITY STORE INC         COM              172737108      178    11600 SH       DEFINED 10              11600        0        0
CISCO SYS INC                  COM              17275R102     8422   465315 SH       DEFINED 10             465315        0        0
CISCO SYS INC                  COM              17275R102     1159    64031 SH       DEF/OTH 10              63831      200        0
CISCO SYS INC                  COM              17275R102      821    45343 SH       DEFINED 7               45343        0        0
CISCO SYS INC                  COM              17275R102     1026    56711 SH       DEFINED 9               45401        0    11310
CISCO SYS INC                  COM              17275R102      102     5615 SH       DEF/OTH 9                   0     5615        0
CITIGROUP INC                  COM              172967101    14201   321864 SH       DEFINED 10             321864        0        0
CITIGROUP INC                  COM              172967101     2120    48056 SH       DEF/OTH 10              45190      186     2680
CITIGROUP INC                  COM              172967101      336     7623 SH       DEFINED 7                7623        0        0
CITIGROUP INC                  COM              172967101     2698    61152 SH  PUT  DEFINED 7               61152        0        0
CITIGROUP INC                  COM              172967101     4467   101245 SH       DEFINED 9               41114        0    60131
CITIGROUP INC                  COM              172967101      158     3575 SH       DEF/OTH 9                   0     3575        0
CLOROX CO DEL                  COM              189054109     2442    45825 SH       DEFINED 10              45825        0        0
CLOROX CO DEL                  COM              189054109       96     1800 SH       DEF/OTH 10               1800        0        0
CLOROX CO DEL                  COM              189054109      123     2300 SH       DEFINED 9                   0        0     2300
COACH INC                      COM              189754104      577    13595 SH       DEFINED 10              13595        0        0
COACH INC                      COM              189754104      134     3163 SH       DEF/OTH 10               3163        0        0
COACH INC                      COM              189754104      711    16768 SH       DEFINED 9               16768        0        0
COACH INC                      COM              189754104       74     1743 SH       DEF/OTH 9                   0     1743        0
COCA COLA CO                   COM              191216100     3716    92776 SH       DEFINED 10              92776        0        0
COCA COLA CO                   COM              191216100     2241    55964 SH       DEF/OTH 10              54092        0     1872
COCA COLA CO                   COM              191216100     1005    25103 SH       DEFINED 7               25103        0        0
COCA COLA CO                   COM              191216100      628    15671 SH  PUT  DEFINED 7               15671        0        0
COCA COLA CO                   COM              191216100     1053    26300 SH       DEFINED 9                1150        0    25150
COGNOS INC                     COM              19244C109      382    10755 SH       DEFINED 10              10755        0        0
COGNOS INC                     COM              19244C109       12      350 SH       DEF/OTH 10                350        0        0
COLGATE PALMOLIVE CO           COM              194162103      600    13290 SH       DEFINED 10              13290        0        0
COLGATE PALMOLIVE CO           COM              194162103      278     6150 SH       DEF/OTH 10               6150        0        0
COLGATE PALMOLIVE CO           COM              194162103      254     5632 SH       DEFINED 9                4032        0     1600
COLLINS & AIKMAN CORP NEW      COM NEW          194830204      230    55000 SH       DEFINED 9               55000        0        0
COMCAST CORP NEW               CL A             20030N101     1868    66141 SH       DEFINED 10              66141        0        0
COMCAST CORP NEW               CL A             20030N101      456    16160 SH       DEF/OTH 10              16160        0        0
COMCAST CORP NEW               CL A             20030N101       12      420 SH       DEFINED 9                   0        0      420
COMCAST CORP NEW               CL A SPL         20030N200      566    20284 SH       DEFINED 10              20284        0        0
COMCAST CORP NEW               CL A SPL         20030N200        3      125 SH       DEF/OTH 10                  0      125        0
COMPUTER SCIENCES CORP         COM              205363104     3446    73160 SH       DEFINED 10              73160        0        0
COMPUTER SCIENCES CORP         COM              205363104       93     1974 SH       DEF/OTH 10               1974        0        0
CONAGRA FOODS INC              COM              205887102      436    16975 SH       DEFINED 10              16975        0        0
CONAGRA FOODS INC              COM              205887102       60     2350 SH       DEF/OTH 10               2150      200        0
CONOCOPHILLIPS                 COM              20825C104    10692   129054 SH       DEFINED 10             129054        0        0
CONOCOPHILLIPS                 COM              20825C104      975    11764 SH       DEF/OTH 10              11719       45        0
CONOCOPHILLIPS                 COM              20825C104      162     1950 SH       DEFINED 9                   0        0     1950
CONSOLIDATED EDISON INC        COM              209115104      120     2850 SH       DEFINED 10               2850        0        0
CONSOLIDATED EDISON INC        COM              209115104      200     4758 SH       DEF/OTH 10               4758        0        0
CONSTELLATION BRANDS INC       CL A             21036P108     1153    30282 SH       DEFINED 10              30282        0        0
CONSTELLATION BRANDS INC       CL A             21036P108       48     1250 SH       DEF/OTH 10               1250        0        0
CONSTAR INTL INC NEW           COM              21036U107      111    22500 SH       DEFINED 9               22500        0        0
CONSTELLATION ENERGY GROUP I   COM              210371100      320     8037 SH       DEFINED 10               8037        0        0
CONSTELLATION ENERGY GROUP I   COM              210371100       39      985 SH       DEF/OTH 10                285        0      700
CONSTELLATION ENERGY GROUP I   COM              210371100       60     1500 SH       DEFINED 9                   0        0     1500
COUNTRYWIDE FINANCIAL CORP     COM              222372104      205     5196 SH       DEFINED 10               5196        0        0
COUNTRYWIDE FINANCIAL CORP     COM              222372104       16      398 SH       DEF/OTH 10                398        0        0
DTE ENERGY CO                  COM              233331107     2048    48534 SH       DEFINED 10              48534        0        0
DTE ENERGY CO                  COM              233331107       84     2000 SH       DEF/OTH 10               1900      100        0
DANAHER CORP DEL               COM              235851102      818    15950 SH       DEFINED 10              15950        0        0
DANAHER CORP DEL               COM              235851102      185     3600 SH       DEF/OTH 10               3600        0        0
DARDEN RESTAURANTS INC         COM              237194105      322    13803 SH       DEFINED 10              13803        0        0
DARDEN RESTAURANTS INC         COM              237194105      118     5075 SH       DEF/OTH 10               5075        0        0
DELL INC                       COM              24702R101     5211   146373 SH       DEFINED 10             146373        0        0
DELL INC                       COM              24702R101      399    11200 SH       DEF/OTH 10              11000      200        0
DELL INC                       COM              24702R101       66     1851 SH       DEFINED 7                1851        0        0
DELL INC                       COM              24702R101      389    10940 SH       DEFINED 9                4390        0     6550
DELTA AIR LINES INC DEL        NOTE  8.000% 6/0 247361YP7      588  2000000 SH       DEFINED 9             2000000        0        0
DENTSPLY INTL INC NEW          COM              249030107     4020    77396 SH       DEFINED 10              77396        0        0
DENTSPLY INTL INC NEW          COM              249030107      157     3025 SH       DEF/OTH 10               3025        0        0
DEVON ENERGY CORP NEW          COM              25179M103     1051    14794 SH       DEFINED 10              14794        0        0
DEVON ENERGY CORP NEW          COM              25179M103       35      492 SH       DEF/OTH 10                492        0        0
DIEBOLD INC                    COM              253651103      172     3687 SH       DEFINED 10               3687        0        0
DIEBOLD INC                    COM              253651103      266     5687 SH       DEF/OTH 10               5687        0        0
DISNEY WALT CO                 COM DISNEY       254687106     3971   176086 SH       DEFINED 10             175886        0      200
DISNEY WALT CO                 COM DISNEY       254687106      306    13570 SH       DEF/OTH 10              13570        0        0
DISNEY WALT CO                 COM DISNEY       254687106       24     1080 SH       DEFINED 7                1080        0        0
DISNEY WALT CO                 COM DISNEY       254687106       95     4200 SH       DEFINED 9                 300        0     3900
DISNEY WALT CO                 COM DISNEY       254687106        9      402 SH       DEF/OTH 9                   0      402        0
DOMINION RES INC VA NEW        COM              25746U109     2052    31453 SH       DEFINED 10              31203        0      250
DOMINION RES INC VA NEW        COM              25746U109      266     4073 SH       DEF/OTH 10               4073        0        0
DOMINION RES INC VA NEW        COM              25746U109       52      800 SH       DEFINED 7                 800        0        0
DONALDSON INC                  COM              257651109      897    31606 SH       DEFINED 10              31606        0        0
DONALDSON INC                  COM              257651109       24      850 SH       DEF/OTH 10                850        0        0
DONALDSON INC                  COM              257651109      464    16360 SH       DEFINED 7               16360        0        0
DONNELLEY R R & SONS CO        COM              257867101     2850    91000 SH       DEFINED 10              91000        0        0
DONNELLEY R R & SONS CO        COM              257867101      344    10985 SH       DEF/OTH 10              10985        0        0
DOVER CORP                     COM              260003108      424    10900 SH       DEFINED 10              10900        0        0
DOW CHEM CO                    COM              260543103     2029    44920 SH       DEFINED 10              44920        0        0
DOW CHEM CO                    COM              260543103      233     5161 SH       DEF/OTH 10               5161        0        0
DOW CHEM CO                    COM              260543103       45     1000 SH       DEFINED 9                1000        0        0
DU PONT E I DE NEMOURS & CO    COM              263534109     1815    42409 SH       DEFINED 10              42109        0      300
DU PONT E I DE NEMOURS & CO    COM              263534109     1008    23559 SH       DEF/OTH 10              23559        0        0
DU PONT E I DE NEMOURS & CO    COM              263534109      747    17444 SH       DEFINED 9               17444        0        0
DU PONT E I DE NEMOURS & CO    COM              263534109       86     2000 SH       DEF/OTH 9                   0     2000        0
DUKE ENERGY CORP               COM              264399106      629    27460 SH       DEFINED 10              27460        0        0
DUKE ENERGY CORP               COM              264399106      102     4450 SH       DEF/OTH 10               4450        0        0
DUKE ENERGY CORP               COM              264399106       16      700 SH       DEFINED 7                 700        0        0
DUKE ENERGY CORP               COM              264399106      142     6221 SH       DEFINED 9                1821        0     4400
DUN & BRADSTREET CORP DEL NE   COM              26483E100      205     3500 SH       DEFINED 10               3500        0        0
DUN & BRADSTREET CORP DEL NE   COM              26483E100        6      100 SH       DEF/OTH 10                100        0        0
DYCOM INDS INC                 COM              267475101     1732    61000 SH       DEFINED 10              61000        0        0
DYNEGY INC NEW                 CL A             26816Q101        7     1400 SH       DEFINED 7                1400        0        0
DYNEGY INC NEW                 CL A             26816Q101      309    61900 SH       DEFINED 9               61900        0        0
E M C CORP MASS                COM              268648102      730    63252 SH       DEFINED 10              63252        0        0
E M C CORP MASS                COM              268648102      176    15250 SH       DEF/OTH 10              15250        0        0
E M C CORP MASS                COM              268648102       63     5450 SH       DEFINED 7                5450        0        0
EOG RES INC                    COM              26875P101      258     3921 SH       DEFINED 10               3921        0        0
EATON CORP                     COM              278058102     2220    35011 SH       DEFINED 10              35011        0        0
ECOLAB INC                     COM              278865100     2125    67593 SH       DEFINED 10              67593        0        0
ECOLAB INC                     COM              278865100      406    12925 SH       DEF/OTH 10              12925        0        0
ELECTRONIC ARTS INC            COM              285512109     1219    26510 SH       DEFINED 10              26510        0        0
ELECTRONIC DATA SYS NEW        COM              285661104       31     1600 SH       DEFINED 10               1600        0        0
ELECTRONIC DATA SYS NEW        COM              285661104       14      700 SH       DEF/OTH 10                700        0        0
ELECTRONIC DATA SYS NEW        COM              285661104      807    41621 SH       DEFINED 9               37771        0     3850
EMERSON ELEC CO                COM              291011104     1262    20392 SH       DEFINED 10              20392        0        0
EMERSON ELEC CO                COM              291011104      348     5620 SH       DEF/OTH 10               5620        0        0
ENERGIZER HLDGS INC            COM              29266R108      333     7229 SH       DEFINED 10               7229        0        0
ENERGIZER HLDGS INC            COM              29266R108       47     1017 SH       DEF/OTH 10               1017        0        0
ENTERGY CORP NEW               COM              29364G103     2028    33466 SH       DEFINED 10              33466        0        0
ENTERGY CORP NEW               COM              29364G103      338     5582 SH       DEF/OTH 10               5512       70        0
EQUITABLE RES INC              COM              294549100     3820    70335 SH       DEFINED 10              70335        0        0
EQUITABLE RES INC              COM              294549100      360     6620 SH       DEF/OTH 10               6525       95        0
EXELON CORP                    COM              30161N101      667    18169 SH       DEFINED 10              18169        0        0
EXELON CORP                    COM              30161N101      205     5600 SH       DEF/OTH 10               5600        0        0
EXPRESS SCRIPTS INC            COM              302182100     1619    24773 SH       DEFINED 10              24773        0        0
EXXON MOBIL CORP               COM              30231G102    25181   521014 SH       DEFINED 10             520014        0     1000
EXXON MOBIL CORP               COM              30231G102    11557   239128 SH       DEF/OTH 10             234268      200     4660
EXXON MOBIL CORP               COM              30231G102     3350    69310 SH       DEFINED 7               69310        0        0
EXXON MOBIL CORP               COM              30231G102     5800   120000 SH  PUT  DEFINED 7              120000        0        0
EXXON MOBIL CORP               COM              30231G102     3603    74540 SH       DEFINED 9               53760        0    20780
EXXON MOBIL CORP               COM              30231G102      258     5336 SH       DEF/OTH 9                   0     5336        0
FPL GROUP INC                  COM              302571104     5638    82518 SH       DEFINED 10              82518        0        0
FPL GROUP INC                  COM              302571104      740    10834 SH       DEF/OTH 10              10334        0      500
FAIR ISAAC CORP                COM              303250104      375    12841 SH       DEFINED 10              12541        0      300
FEDERAL HOME LN MTG CORP       COM              313400301     5612    86027 SH       DEFINED 10              86027        0        0
FEDERAL HOME LN MTG CORP       COM              313400301      553     8475 SH       DEF/OTH 10               8475        0        0
FEDERAL NATL MTG ASSN          COM              313586109      987    15575 SH       DEFINED 10              15575        0        0
FEDERAL NATL MTG ASSN          COM              313586109      162     2555 SH       DEF/OTH 10               2555        0        0
FEDERAL NATL MTG ASSN          COM              313586109      192     3030 SH       DEFINED 9                1230        0     1800
FEDEX CORP                     COM              31428X106     3367    39289 SH       DEFINED 10              39139        0      150
FEDEX CORP                     COM              31428X106      122     1425 SH       DEF/OTH 10               1425        0        0
FIRST DATA CORP                COM              319963104     1792    41184 SH       DEFINED 10              41184        0        0
FIRST DATA CORP                COM              319963104      580    13334 SH       DEF/OTH 10              13184      150        0
FIRST DATA CORP                COM              319963104      409     9411 SH       DEFINED 7                9411        0        0
FIRST DATA CORP                COM              319963104      354     8134 SH       DEFINED 9                8134        0        0
FIRST DATA CORP                COM              319963104       39      900 SH       DEF/OTH 9                   0      900        0
FIRST HORIZON NATL CORP        COM              320517105      392     9035 SH       DEFINED 10               9035        0        0
FIRST HORIZON NATL CORP        COM              320517105       22      500 SH       DEF/OTH 10                500        0        0
FORD MTR CO DEL                COM PAR $0.01    345370860      151    10757 SH       DEFINED 10              10757        0        0
FORD MTR CO DEL                COM PAR $0.01    345370860       51     3611 SH       DEF/OTH 10               3611        0        0
FORD MTR CO DEL                COM PAR $0.01    345370860      119     8500 SH       DEFINED 7                8500        0        0
FORD MTR CO DEL                COM PAR $0.01    345370860      316    22481 SH       DEFINED 9               22481        0        0
FOREST LABS INC                COM              345838106      157     3500 SH       DEFINED 10               3100        0      400
FOREST LABS INC                COM              345838106      106     2350 SH       DEF/OTH 10               2350        0        0
FORTUNE BRANDS INC             COM              349631101      790    10665 SH       DEFINED 10              10415        0      250
FORTUNE BRANDS INC             COM              349631101      247     3330 SH       DEF/OTH 10               3330        0        0
FOX ENTMT GROUP INC            CL A             35138T107     1660    59857 SH       DEFINED 10              59857        0        0
FRANKLIN RES INC               COM              354613101       10      175 SH       DEFINED 10                175        0        0
FRANKLIN RES INC               COM              354613101      613    10986 SH       DEFINED 7               10986        0        0
GALLAGHER ARTHUR J & CO        COM              363576109      272     8200 SH       DEFINED 10               8200        0        0
GALLAGHER ARTHUR J & CO        COM              363576109        7      200 SH       DEF/OTH 10                200        0        0
GANNETT INC                    COM              364730101     3883    46355 SH       DEFINED 10              46355        0        0
GANNETT INC                    COM              364730101      102     1220 SH       DEF/OTH 10               1220        0        0
GAP INC DEL                    COM              364760108     1225    65686 SH       DEFINED 10              65686        0        0
GAP INC DEL                    COM              364760108       92     4950 SH       DEF/OTH 10               4950        0        0
GENERAL DYNAMICS CORP          COM              369550108     1603    15705 SH       DEFINED 10              15705        0        0
GENERAL DYNAMICS CORP          COM              369550108      146     1433 SH       DEF/OTH 10               1383        0       50
GENERAL ELEC CO                COM              369604103    28528   849547 SH       DEFINED 10             847947        0     1600
GENERAL ELEC CO                COM              369604103    12277   365616 SH       DEF/OTH 10             358956      200     6460
GENERAL ELEC CO                COM              369604103     1278    38060 SH       DEFINED 7               38060        0        0
GENERAL ELEC CO                COM              369604103     6783   201993 SH       DEFINED 9               91328        0   110665
GENERAL ELEC CO                COM              369604103      622    18524 SH       DEF/OTH 9                   0    18524        0
GENERAL MLS INC                COM              370334104     2776    61820 SH       DEFINED 10              61520        0      300
GENERAL MLS INC                COM              370334104      285     6350 SH       DEF/OTH 10               6350        0        0
GENERAL MTRS CORP              COM              370442105      455    10715 SH       DEFINED 10              10715        0        0
GENERAL MTRS CORP              COM              370442105      440    10367 SH       DEF/OTH 10              10367        0        0
GENTEX CORP                    COM              371901109       20      575 SH       DEFINED 10                575        0        0
GENTEX CORP                    COM              371901109      200     5700 SH       DEF/OTH 10               5700        0        0
GENZYME CORP                   COM GENL DIV     372917104      250     4600 SH       DEFINED 10               4600        0        0
GENZYME CORP                   COM GENL DIV     372917104       92     1682 SH       DEF/OTH 10               1682        0        0
GEORGIA PAC CORP               COM              373298108     1970    54788 SH       DEFINED 10              54788        0        0
GEORGIA PAC CORP               COM              373298108      148     4122 SH       DEF/OTH 10               4122        0        0
GILLETTE CO                    COM              375766102     1201    28775 SH       DEFINED 10              28775        0        0
GILLETTE CO                    COM              375766102      288     6891 SH       DEF/OTH 10               6791      100        0
GILLETTE CO                    COM              375766102      334     8000 SH       DEFINED 7                8000        0        0
GILLETTE CO                    COM              375766102      405     9700 SH       DEFINED 9                2600        0     7100
GLAXOSMITHKLINE PLC            SPONSORED ADR    37733W105      200     4564 SH       DEFINED 10               4564        0        0
GLAXOSMITHKLINE PLC            SPONSORED ADR    37733W105      478    10941 SH       DEF/OTH 10              10941        0        0
GOLDEN WEST FINL CORP DEL      COM              381317106      122     1100 SH       DEFINED 10               1100        0        0
GOLDEN WEST FINL CORP DEL      COM              381317106       78      700 SH       DEF/OTH 10                700        0        0
GOLDEN WEST FINL CORP DEL      COM              381317106      122     1100 SH       DEFINED 9                   0        0     1100
GOLDMAN SACHS GROUP INC        COM              38141G104      519     5568 SH       DEFINED 10               5568        0        0
GOLDMAN SACHS GROUP INC        COM              38141G104       84      900 SH       DEF/OTH 10                900        0        0
GOLDMAN SACHS GROUP INC        COM              38141G104      205     2200 SH       DEFINED 7                2200        0        0
GTECH HLDGS CORP               COM              400518106      562    22200 SH       DEFINED 10              22200        0        0
GTECH HLDGS CORP               COM              400518106       58     2300 SH       DEF/OTH 10               2300        0        0
GUIDANT CORP                   COM              401698105       20      300 SH       DEFINED 10                300        0        0
GUIDANT CORP                   COM              401698105      208     3150 SH       DEFINED 9                   0        0     3150
HCA INC                        COM              404119109        4      100 SH       DEFINED 10                100        0        0
HCA INC                        COM              404119109      543    14236 SH       DEFINED 9               14236        0        0
HCA INC                        COM              404119109       69     1800 SH       DEF/OTH 9                   0     1800        0
HDFC BANK LTD                  ADR REPS 3 SHS   40415F101     1596    47000 SH       DEFINED 9               47000        0        0
HNI CORP                       COM              404251100      198     5000 SH       DEFINED 10               5000        0        0
HNI CORP                       COM              404251100        6      150 SH       DEF/OTH 10                150        0        0
HALLIBURTON CO                 COM              406216101       61     1800 SH       DEFINED 10               1800        0        0
HALLIBURTON CO                 COM              406216101      316     9390 SH       DEF/OTH 10               9390        0        0
HALLIBURTON CO                 COM              406216101       27      800 SH       DEFINED 9                   0        0      800
HARLEY DAVIDSON INC            COM              412822108      930    15639 SH       DEFINED 10              15639        0        0
HARLEY DAVIDSON INC            COM              412822108      196     3300 SH       DEF/OTH 10               3300        0        0
HARTFORD FINL SVCS GROUP INC   COM              416515104     2493    40263 SH       DEFINED 10              40263        0        0
HARTFORD FINL SVCS GROUP INC   COM              416515104       81     1300 SH       DEF/OTH 10               1300        0        0
HARTFORD FINL SVCS GROUP INC   COM              416515104       50      800 SH       DEFINED 7                 800        0        0
HEALTH MGMT ASSOC INC NEW      CL A             421933102      284    13900 SH       DEFINED 10              12100        0     1800
HEALTH MGMT ASSOC INC NEW      CL A             421933102        6      300 SH       DEF/OTH 10                300        0        0
HEINZ H J CO                   COM              423074103       49     1370 SH       DEFINED 10               1370        0        0
HEINZ H J CO                   COM              423074103      237     6590 SH       DEF/OTH 10               6590        0        0
HEINZ H J CO                   COM              423074103       61     1700 SH       DEFINED 9                1700        0        0
HEINZ H J CO                   COM              423074103       39     1089 SH       DEF/OTH 9                   0     1089        0
HERSHEY FOODS CORP             COM              427866108     1691    36200 SH       DEFINED 10              36200        0        0
HERSHEY FOODS CORP             COM              427866108      313     6700 SH       DEF/OTH 10               6700        0        0
HERSHEY FOODS CORP             COM              427866108       47     1000 SH       DEF/OTH 9                   0     1000        0
HEWLETT PACKARD CO             COM              428236103     1951   104031 SH       DEFINED 10             103031        0     1000
HEWLETT PACKARD CO             COM              428236103      709    37834 SH       DEF/OTH 10              37834        0        0
HEWLETT PACKARD CO             COM              428236103     2884   153800 SH       DEFINED 7              153800        0        0
HEWLETT PACKARD CO             COM              428236103      750    40000 SH  PUT  DEFINED 7               40000        0        0
HEWLETT PACKARD CO             COM              428236103      335    17840 SH       DEFINED 9                2846        0    14994
HOME DEPOT INC                 COM              437076102     4111   104875 SH       DEFINED 10             104875        0        0
HOME DEPOT INC                 COM              437076102      416    10600 SH       DEF/OTH 10              10450      150        0
HOME DEPOT INC                 COM              437076102     1210    30863 SH       DEFINED 7               30863        0        0
HOME DEPOT INC                 COM              437076102      582    14850 SH       DEFINED 9                1500        0    13350
HONEYWELL INTL INC             COM              438516106      342     9525 SH       DEFINED 10               9525        0        0
HONEYWELL INTL INC             COM              438516106      415    11564 SH       DEF/OTH 10              11564        0        0
HOSPIRA INC                    COM              441060100      140     4571 SH       DEFINED 10               4571        0        0
HOSPIRA INC                    COM              441060100       39     1282 SH       DEF/OTH 10               1282        0        0
HOSPIRA INC                    COM              441060100        7      240 SH       DEFINED 7                 240        0        0
HOSPIRA INC                    COM              441060100       16      533 SH       DEFINED 9                 533        0        0
HOSPIRA INC                    COM              441060100        8      260 SH       DEF/OTH 9                   0      260        0
ILLINOIS TOOL WKS INC          COM              452308109     3320    35635 SH       DEFINED 10              35635        0        0
ILLINOIS TOOL WKS INC          COM              452308109      272     2915 SH       DEF/OTH 10               2860       55        0
ILLINOIS TOOL WKS INC          COM              452308109     2415    25924 SH       DEFINED 7               25924        0        0
ILLINOIS TOOL WKS INC          COM              452308109       82      880 SH       DEFINED 9                 880        0        0
IMATION CORP                   COM              45245A107      456    12799 SH       DEFINED 10              12399        0      400
IMATION CORP                   COM              45245A107       28      780 SH       DEF/OTH 10                780        0        0
INDIA FD INC                   COM              454089103     1009    42500 SH       DEFINED 9                   0        0    42500
INTEL CORP                     COM              458140100     8846   441000 SH       DEFINED 10             439500        0     1500
INTEL CORP                     COM              458140100     1332    66396 SH       DEF/OTH 10              66196      200        0
INTEL CORP                     COM              458140100    14834   739459 SH       DEFINED 7              739459        0        0
INTEL CORP                     COM              458140100     5617   280000 SH  CALL DEFINED 7              280000        0        0
INTEL CORP                     COM              458140100    12032   599800 SH  PUT  DEFINED 7              599800        0        0
INTEL CORP                     COM              458140100     4105   204619 SH       DEFINED 9               37764        0   166855
INTEL CORP                     COM              458140100       80     4000 SH       DEF/OTH 9                   0     4000        0
INTERNATIONAL BUSINESS MACHS   COM              459200101    13117   152990 SH       DEFINED 10             152440        0      550
INTERNATIONAL BUSINESS MACHS   COM              459200101     3016    35181 SH       DEF/OTH 10              34816       65      300
INTERNATIONAL BUSINESS MACHS   COM              459200101      163     1904 SH       DEFINED 7                1904        0        0
INTERNATIONAL BUSINESS MACHS   COM              459200101     5873    68496 SH       DEFINED 9               16586        0    51910
INTERNATIONAL BUSINESS MACHS   COM              459200101      165     1925 SH       DEF/OTH 9                   0     1925        0
INTL PAPER CO                  COM              460146103      105     2600 SH       DEFINED 10               2600        0        0
INTL PAPER CO                  COM              460146103       21      525 SH       DEF/OTH 10                525        0        0
INTL PAPER CO                  COM              460146103       69     1700 SH       DEFINED 7                1700        0        0
INTL PAPER CO                  COM              460146103     1157    28638 SH       DEFINED 9               18408        0    10230
INTL PAPER CO                  COM              460146103       89     2200 SH       DEF/OTH 9                   0     2200        0
INTERSTATE BAKERIES CORP DEL   COM              46072H108      107    27500 SH       DEFINED 9               27500        0        0
INVESTORS FINL SERVICES CORP   COM              461915100      204     4520 SH       DEFINED 10               4520        0        0
INVESTORS FINL SERVICES CORP   COM              461915100        6      125 SH       DEF/OTH 10                125        0        0
IRON MTN INC PA                COM              462846106      614    18150 SH       DEFINED 7               18150        0        0
ISHARES INC                    MSCI AUSTRALIA   464286103      160    11035 SH       DEFINED 9               11035        0        0
ISHARES INC                    MSCI EMU INDEX   464286608     1588    25491 SH       DEFINED 9               25491        0        0
ISHARES INC                    MSCI UTD KINGD   464286699     1098    67214 SH       DEFINED 9               67214        0        0
ISHARES INC                    MSCI TAIWAN      464286731      355    33150 SH       DEFINED 9               33150        0        0
ISHARES INC                    MSCI S KOREA     464286772      217     8660 SH       DEFINED 9                8660        0        0
ISHARES INC                    MSCI MALAYSIA    464286830      132    19650 SH       DEFINED 9               19650        0        0
ISHARES INC                    MSCI JAPAN       464286848       54     5550 SH       DEFINED 10               5550        0        0
ISHARES INC                    MSCI JAPAN       464286848      563    58000 SH       DEFINED 9                   0        0    58000
ISHARES TR                     DJ SEL DIV INX   464287168      230     4000 SH       DEFINED 9                   0        0     4000
ISHARES TR                     S&P 500 INDEX    464287200     2166    19374 SH       DEFINED 9               19374        0        0
ISHARES TR                     MSCI EAFE IDX    464287465      424     3000 SH       DEFINED 9                   0        0     3000
ISHARES TR                     RUSSELL 2000     464287655      398     3499 SH       DEFINED 9                3499        0        0
ISHARES TR                     S&P SMLCAP 600   464287804      621     4302 SH       DEFINED 9                4302        0        0
JDS UNIPHASE CORP              COM              46612J101      106    31400 SH       DEFINED 7               31400        0        0
JDS UNIPHASE CORP              COM              46612J101        2      500 SH       DEFINED 9                   0        0      500
JPMORGAN & CHASE & CO          COM              46625H100     9236   232473 SH       DEFINED 10             232473        0        0
JPMORGAN & CHASE & CO          COM              46625H100     2038    51307 SH       DEF/OTH 10              51207      100        0
JPMORGAN & CHASE & CO          COM              46625H100       26      660 SH       DEFINED 7                 660        0        0
JPMORGAN & CHASE & CO          COM              46625H100     1825    45924 SH       DEFINED 9               43245        0     2679
JABIL CIRCUIT INC              COM              466313103     1183    51440 SH       DEFINED 10              51440        0        0
JABIL CIRCUIT INC              COM              466313103       13      550 SH       DEF/OTH 10                550        0        0
JEFFERSON PILOT CORP           COM              475070108      358     7212 SH       DEFINED 10               7212        0        0
JEFFERSON PILOT CORP           COM              475070108      275     5545 SH       DEF/OTH 10               5320        0      225
JOHNSON & JOHNSON              COM              478160104    16806   298349 SH       DEFINED 10             297849        0      500
JOHNSON & JOHNSON              COM              478160104     4954    87938 SH       DEF/OTH 10              85302      150     2486
JOHNSON & JOHNSON              COM              478160104     3109    55190 SH       DEFINED 7               55190        0        0
JOHNSON & JOHNSON              COM              478160104     1071    19017 SH       DEFINED 9               10067        0     8950
JOHNSON & JOHNSON              COM              478160104       51      900 SH       DEF/OTH 9                   0      900        0
JOHNSON CTLS INC               COM              478366107    10133   178375 SH       DEFINED 10             177775        0      600
JOHNSON CTLS INC               COM              478366107     1415    24916 SH       DEF/OTH 10              24416        0      500
JONES APPAREL GROUP INC        COM              480074103      996    27824 SH       DEFINED 10              27824        0        0
JONES APPAREL GROUP INC        COM              480074103       39     1100 SH       DEF/OTH 10               1100        0        0
KT CORP                        SPONSORED ADR    48268K101     1205    66700 SH       DEFINED 9               66700        0        0
K2 INC                         COM              482732104      150    10500 SH       DEFINED 10              10500        0        0
KEYSPAN CORP                   COM              49337W100      230     5876 SH       DEFINED 10               5876        0        0
KEYSPAN CORP                   COM              49337W100       24      600 SH       DEF/OTH 10                600        0        0
KEYSPAN CORP                   COM              49337W100       13      336 SH       DEFINED 7                 336        0        0
KIMBERLY CLARK CORP            COM              494368103     3805    58906 SH       DEFINED 10              58906        0        0
KIMBERLY CLARK CORP            COM              494368103      764    11835 SH       DEF/OTH 10              11755       80        0
KIMBERLY CLARK CORP            COM              494368103      484     7500 SH       DEFINED 7                7500        0        0
KIMBERLY CLARK CORP            COM              494368103     1328    20554 SH       DEFINED 9                7434        0    13120
KIMBERLY CLARK CORP            COM              494368103       12      190 SH       DEF/OTH 9                   0      190        0
KINDER MORGAN INC KANS         COM              49455P101     2547    40545 SH       DEFINED 10              40545        0        0
KINDER MORGAN INC KANS         COM              49455P101       75     1200 SH       DEF/OTH 10               1200        0        0
KOOKMIN BK NEW                 SPONSORED ADR    50049M109     2368    74375 SH       DEFINED 9               74375        0        0
KOREA ELECTRIC PWR             SPONSORED ADR    500631106     1583   150000 SH       DEFINED 9              150000        0        0
KRAFT FOODS INC                CL A             50075N104      167     5270 SH       DEFINED 10               4920        0      350
KRAFT FOODS INC                CL A             50075N104       46     1450 SH       DEF/OTH 10               1450        0        0
L-3 COMMUNICATIONS HLDGS INC   COM              502424104     3117    46520 SH       DEFINED 10              46520        0        0
L-3 COMMUNICATIONS HLDGS INC   COM              502424104       89     1325 SH       DEF/OTH 10               1325        0        0
LAM RESEARCH CORP              COM              512807108      283    12925 SH       DEFINED 10              12925        0        0
LAM RESEARCH CORP              COM              512807108        2      100 SH       DEF/OTH 10                100        0        0
LAUDER ESTEE COS INC           CL A             518439104      443    10595 SH       DEFINED 10              10595        0        0
LAUDER ESTEE COS INC           CL A             518439104        5      125 SH       DEF/OTH 10                125        0        0
LAUDER ESTEE COS INC           CL A             518439104      112     2680 SH       DEFINED 7                2680        0        0
LEHMAN BROS HLDGS INC          COM              524908100     3042    38164 SH       DEFINED 10              37764        0      400
LEHMAN BROS HLDGS INC          COM              524908100       44      556 SH       DEF/OTH 10                556        0        0
LEHMAN BROS HLDGS INC          COM              524908100       16      206 SH       DEFINED 9                 206        0        0
LENNAR CORP                    CL A             526057104      288     6060 SH       DEFINED 10               6060        0        0
LEXMARK INTL NEW               CL A             529771107     1871    22274 SH       DEFINED 10              22274        0        0
LEXMARK INTL NEW               CL A             529771107       48      566 SH       DEF/OTH 10                566        0        0
LILLY ELI & CO                 COM              532457108     1550    25817 SH       DEFINED 10              25817        0        0
LILLY ELI & CO                 COM              532457108       92     1524 SH       DEF/OTH 10               1524        0        0
LILLY ELI & CO                 COM              532457108      145     2414 SH       DEFINED 7                2414        0        0
LILLY ELI & CO                 COM              532457108       10      170 SH       DEFINED 9                   0        0      170
LIMITED BRANDS INC             COM              532716107      448    20090 SH       DEFINED 10              20090        0        0
LIMITED BRANDS INC             COM              532716107       29     1300 SH       DEF/OTH 10               1300        0        0
LINCOLN NATL CORP IND          COM              534187109      360     7650 SH       DEFINED 10               7650        0        0
LINCOLN NATL CORP IND          COM              534187109       23      485 SH       DEF/OTH 10                485        0        0
LINEAR TECHNOLOGY CORP         COM              535678106      129     3550 SH       DEFINED 10               3550        0        0
LINEAR TECHNOLOGY CORP         COM              535678106       43     1200 SH       DEF/OTH 10               1200        0        0
LINEAR TECHNOLOGY CORP         COM              535678106       80     2200 SH       DEFINED 7                2200        0        0
LIZ CLAIBORNE INC              COM              539320101      390    10350 SH       DEFINED 10              10350        0        0
LIZ CLAIBORNE INC              COM              539320101       26      700 SH       DEF/OTH 10                700        0        0
LOCKHEED MARTIN CORP           COM              539830109      284     5100 SH       DEFINED 10               4800        0      300
LOCKHEED MARTIN CORP           COM              539830109       13      225 SH       DEF/OTH 10                225        0        0
LOCKHEED MARTIN CORP           COM              539830109      598    10726 SH       DEFINED 9               10726        0        0
LOCKHEED MARTIN CORP           COM              539830109       97     1733 SH       DEF/OTH 9                   0     1733        0
LOWES COS INC                  COM              548661107     2348    43193 SH       DEFINED 10              43193        0        0
LOWES COS INC                  COM              548661107      419     7715 SH       DEF/OTH 10               7515        0      200
LOWES COS INC                  COM              548661107      120     2200 SH       DEFINED 7                2200        0        0
LUCENT TECHNOLOGIES INC        COM              549463107      340   107177 SH       DEFINED 10             107177        0        0
LUCENT TECHNOLOGIES INC        COM              549463107       11     3380 SH       DEF/OTH 10               3380        0        0
LUCENT TECHNOLOGIES INC        COM              549463107        9     2695 SH       DEFINED 7                2695        0        0
LUCENT TECHNOLOGIES INC        COM              549463107        1      250 SH       DEFINED 9                   0        0      250
LUXOTTICA GROUP S P A          SPONSORED ADR    55068R202     1034    57950 SH       DEFINED 7               57950        0        0
M & T BK CORP                  COM              55261F104      217     2265 SH       DEFINED 10               2265        0        0
M & T BK CORP                  COM              55261F104       43      450 SH       DEF/OTH 10                450        0        0
MBNA CORP                      COM              55262L100     2980   118247 SH       DEFINED 10             118247        0        0
MBNA CORP                      COM              55262L100      203     8044 SH       DEF/OTH 10               7844      200        0
MANULIFE FINL CORP             COM              56501R106      344     7852 SH       DEFINED 10               7852        0        0
MANULIFE FINL CORP             COM              56501R106        4      100 SH       DEF/OTH 10                100        0        0
MARATHON OIL CORP              COM              565849106      571    13825 SH       DEFINED 10              13825        0        0
MARATHON OIL CORP              COM              565849106       41     1000 SH       DEF/OTH 10               1000        0        0
MARSH & MCLENNAN COS INC       COM              571748102     1192    26055 SH       DEFINED 10              26055        0        0
MARSH & MCLENNAN COS INC       COM              571748102       47     1025 SH       DEF/OTH 10               1025        0        0
MARSH & MCLENNAN COS INC       COM              571748102      107     2328 SH       DEFINED 7                2328        0        0
MARSH & MCLENNAN COS INC       COM              571748102      630    13766 SH       DEFINED 9               13766        0        0
MARSH & MCLENNAN COS INC       COM              571748102     1316    28752 SH       DEF/OTH 9                   0    28752        0
MARSHALL & ILSLEY CORP         COM              571834100      392     9728 SH       DEFINED 10               9728        0        0
MARSHALL & ILSLEY CORP         COM              571834100       20      500 SH       DEF/OTH 10                500        0        0
MARSHALL & ILSLEY CORP         COM              571834100      171     4240 SH       DEFINED 7                4240        0        0
MARRIOTT INTL INC NEW          CL A             571903202      135     2600 SH       DEFINED 10               2600        0        0
MARRIOTT INTL INC NEW          CL A             571903202       83     1596 SH       DEF/OTH 10               1596        0        0
MARRIOTT INTL INC NEW          CL A             571903202       27      515 SH       DEFINED 7                 515        0        0
MARRIOTT INTL INC NEW          CL A             571903202      853    16425 SH       DEFINED 9                4635        0    11790
MASSEY ENERGY CORP             COM              576206106       11      375 SH       DEF/OTH 10                375        0        0
MASSEY ENERGY CORP             COM              576206106      362    12500 SH       DEFINED 9               12500        0        0
MAY DEPT STORES CO             COM              577778103      321    12512 SH       DEFINED 10              12512        0        0
MAY DEPT STORES CO             COM              577778103       68     2650 SH       DEF/OTH 10               2650        0        0
MCCORMICK & CO INC             COM NON VTG      579780206     1053    30678 SH       DEFINED 10              30678        0        0
MCDONALDS CORP                 COM              580135101      989    35300 SH       DEFINED 10              35300        0        0
MCDONALDS CORP                 COM              580135101      313    11175 SH       DEF/OTH 10              10950      225        0
MCDONALDS CORP                 COM              580135101      237     8460 SH       DEFINED 9                8460        0        0
MCDONALDS CORP                 COM              580135101       15      550 SH       DEF/OTH 9                   0      550        0
MCGRAW HILL COS INC            COM              580645109     3373    42329 SH       DEFINED 10              42329        0        0
MCGRAW HILL COS INC            COM              580645109      390     4890 SH       DEF/OTH 10               4890        0        0
MCKESSON CORP                  COM              58155Q103      628    24485 SH       DEFINED 10              24485        0        0
MCKESSON CORP                  COM              58155Q103       26     1000 SH       DEF/OTH 10               1000        0        0
MEDCO HEALTH SOLUTIONS INC     COM              58405U102      383    12388 SH       DEFINED 10              12388        0        0
MEDCO HEALTH SOLUTIONS INC     COM              58405U102      174     5636 SH       DEF/OTH 10               5570       18       48
MEDCO HEALTH SOLUTIONS INC     COM              58405U102        6      180 SH       DEFINED 7                 180        0        0
MEDCO HEALTH SOLUTIONS INC     COM              58405U102       35     1128 SH       DEFINED 9                1128        0        0
MEDTRONIC INC                  COM              585055106     3383    65186 SH       DEFINED 10              65186        0        0
MEDTRONIC INC                  COM              585055106      311     5986 SH       DEF/OTH 10               5786        0      200
MEDTRONIC INC                  COM              585055106      452     8705 SH       DEFINED 7                8705        0        0
MEDTRONIC INC                  COM              585055106      758    14599 SH       DEFINED 9               14599        0        0
MEDTRONIC INC                  COM              585055106       83     1600 SH       DEF/OTH 9                   0     1600        0
MELLON FINL CORP               COM              58551A108      539    19461 SH       DEFINED 10              19461        0        0
MELLON FINL CORP               COM              58551A108        3      100 SH       DEF/OTH 10                100        0        0
MELLON FINL CORP               COM              58551A108       28     1000 SH       DEFINED 9                   0        0     1000
MERCK & CO INC                 COM              589331107     6938   210236 SH       DEFINED 10             209636        0      600
MERCK & CO INC                 COM              589331107     1560    47277 SH       DEF/OTH 10              46727      150      400
MERCK & CO INC                 COM              589331107     2629    79660 SH       DEFINED 7               79660        0        0
MERCK & CO INC                 COM              589331107      529    16016 SH       DEFINED 9               10946        0     5070
MERCK & CO INC                 COM              589331107        7      224 SH       DEF/OTH 9                   0      224        0
MERRILL LYNCH & CO INC         COM              590188108     4519    90882 SH       DEFINED 10              90882        0        0
MERRILL LYNCH & CO INC         COM              590188108      317     6380 SH       DEF/OTH 10               6380        0        0
MERRILL LYNCH & CO INC         COM              590188108      641    12900 SH       DEFINED 7               12900        0        0
MERRILL LYNCH & CO INC         COM              590188108     2323    46715 SH  PUT  DEFINED 7               46715        0        0
MERRILL LYNCH & CO INC         COM              590188108      223     4480 SH       DEFINED 9                1580        0     2900
METLIFE INC                    COM              59156R108     1926    49827 SH       DEFINED 10              49827        0        0
METLIFE INC                    COM              59156R108      127     3295 SH       DEF/OTH 10               3295        0        0
MICROSOFT CORP                 COM              594918104    14210   513927 SH       DEFINED 10             512427        0     1500
MICROSOFT CORP                 COM              594918104     2103    76047 SH       DEF/OTH 10              73887      200     1960
MICROSOFT CORP                 COM              594918104      681    24630 SH       DEFINED 7               24630        0        0
MICROSOFT CORP                 COM              594918104     3953   142977 SH  PUT  DEFINED 7              142977        0        0
MICROSOFT CORP                 COM              594918104     8830   319356 SH       DEFINED 9               57931        0   261425
MICROSOFT CORP                 COM              594918104      121     4360 SH       DEF/OTH 9                   0     4360        0
MOHAWK INDS INC                COM              608190104     1727    21748 SH       DEFINED 10              21748        0        0
MOHAWK INDS INC                COM              608190104       54      675 SH       DEF/OTH 10                675        0        0
MOLEX INC                      CL A             608554200       18      700 SH       DEFINED 10                700        0        0
MOLEX INC                      CL A             608554200     2247    85370 SH       DEFINED 7               85370        0        0
MOODYS CORP                    COM              615369105      126     1722 SH       DEFINED 10               1722        0        0
MOODYS CORP                    COM              615369105       48      650 SH       DEF/OTH 10                650        0        0
MOODYS CORP                    COM              615369105       37      500 SH       DEFINED 7                 500        0        0
MORGAN STANLEY                 COM NEW          617446448     4130    83767 SH       DEFINED 10              83667        0      100
MORGAN STANLEY                 COM NEW          617446448      434     8808 SH       DEF/OTH 10               8078       70      660
MORGAN STANLEY                 COM NEW          617446448       30      600 SH       DEFINED 7                 600        0        0
MORGAN STANLEY                 COM NEW          617446448      942    19105 SH       DEFINED 9               14225        0     4880
MORGAN STANLEY                 COM NEW          617446448       49     1000 SH       DEF/OTH 9                   0     1000        0
MOTOROLA INC                   COM              620076109      904    50100 SH       DEFINED 10              50100        0        0
MOTOROLA INC                   COM              620076109       72     4000 SH       DEF/OTH 10               4000        0        0
MOTOROLA INC                   COM              620076109       16      900 SH       DEFINED 7                 900        0        0
MYLAN LABS INC                 COM              628530107      328    18202 SH       DEFINED 10              18202        0        0
MYLAN LABS INC                 COM              628530107       25     1387 SH       DEF/OTH 10                642      170      575
NCR CORP NEW                   COM              62886E108      228     4600 SH       DEFINED 10               4600        0        0
NCR CORP NEW                   COM              62886E108       18      361 SH       DEF/OTH 10                361        0        0
NASDAQ 100 TR                  UNIT SER 1       631100104      148     4221 SH       DEFINED 7                4221        0        0
NASDAQ 100 TR                  UNIT SER 1       631100104     7028   200000 SH  PUT  DEFINED 7              200000        0        0
NASDAQ 100 TR                  UNIT SER 1       631100104      366    10425 SH       DEFINED 9                   0        0    10425
NATIONAL CITY CORP             COM              635405103     1731    44819 SH       DEFINED 10              44419        0      400
NATIONAL CITY CORP             COM              635405103        8      200 SH       DEF/OTH 10                200        0        0
NATIONAL FUEL GAS CO N J       COM              636180101      908    32050 SH       DEFINED 10              32050        0        0
NATIONAL FUEL GAS CO N J       COM              636180101       85     3000 SH       DEF/OTH 10               3000        0        0
NEWMONT MINING CORP            COM              651639106      185     4065 SH       DEFINED 10               4065        0        0
NEWMONT MINING CORP            COM              651639106       57     1251 SH       DEFINED 7                1251        0        0
NEWMONT MINING CORP            COM              651639106      319     7000 SH       DEFINED 9                   0        0     7000
NEXTEL COMMUNICATIONS INC      CL A             65332V103     1401    58755 SH       DEFINED 10              58755        0        0
NEXTEL COMMUNICATIONS INC      CL A             65332V103       43     1800 SH       DEF/OTH 10               1800        0        0
NIKE INC                       CL B             654106103      686     8700 SH       DEFINED 10               8700        0        0
NOKIA CORP                     SPONSORED ADR    654902204      173    12575 SH       DEFINED 10              12575        0        0
NOKIA CORP                     SPONSORED ADR    654902204       38     2800 SH       DEF/OTH 10               2800        0        0
NOKIA CORP                     SPONSORED ADR    654902204       10      700 SH       DEFINED 7                 700        0        0
NOKIA CORP                     SPONSORED ADR    654902204        5      400 SH       DEFINED 9                 400        0        0
NORFOLK SOUTHERN CORP          COM              655844108      149     5000 SH       DEFINED 10               5000        0        0
NORFOLK SOUTHERN CORP          COM              655844108      143     4800 SH       DEF/OTH 10               4800        0        0
NORTH FORK BANCORPORATION NY   COM              659424105      283     6375 SH       DEFINED 10               6375        0        0
NORTH FORK BANCORPORATION NY   COM              659424105      111     2500 SH       DEF/OTH 10               2500        0        0
NORTHROP GRUMMAN CORP          COM              666807102      799    14979 SH       DEFINED 10              14979        0        0
NORTHROP GRUMMAN CORP          COM              666807102      384     7200 SH       DEF/OTH 10               6910        0      290
NORTHROP GRUMMAN CORP          COM              666807102    58663  1100000 SH       DEFINED 7             1100000        0        0
NSTAR                          COM              67019E107      226     4604 SH       DEFINED 10               4604        0        0
NSTAR                          COM              67019E107      118     2402 SH       DEF/OTH 10               2402        0        0
NUCOR CORP                     COM              670346105      302     3300 SH       DEFINED 10               3300        0        0
NUCOR CORP                     COM              670346105       59      650 SH       DEF/OTH 10                650        0        0
OLIN CORP                      COM PAR $1       680665205      465    23250 SH       DEFINED 10              23250        0        0
OLIN CORP                      COM PAR $1       680665205       54     2700 SH       DEF/OTH 10               2700        0        0
OMNICOM GROUP INC              COM              681919106     1058    14478 SH       DEFINED 10              14328        0      150
OMNICOM GROUP INC              COM              681919106       49      675 SH       DEF/OTH 10                675        0        0
OMNICOM GROUP INC              COM              681919106      363     4975 SH       DEFINED 7                4975        0        0
ORACLE CORP                    COM              68389X105      957    84804 SH       DEFINED 10              84804        0        0
ORACLE CORP                    COM              68389X105      222    19707 SH       DEF/OTH 10              17107        0     2600
ORACLE CORP                    COM              68389X105      170    15100 SH       DEFINED 7               15100        0        0
ORACLE CORP                    COM              68389X105      535    47416 SH  PUT  DEFINED 7               47416        0        0
ORACLE CORP                    COM              68389X105      235    20863 SH       DEFINED 9               14163        0     6700
PNC FINL SVCS GROUP INC        COM              693475105     3117    57615 SH       DEFINED 10              57615        0        0
PNC FINL SVCS GROUP INC        COM              693475105       51      950 SH       DEF/OTH 10                950        0        0
PPG INDS INC                   COM              693506107     2605    42510 SH       DEFINED 10              42510        0        0
PPG INDS INC                   COM              693506107      224     3650 SH       DEF/OTH 10               3450        0      200
PACCAR INC                     COM              693718108     1332    19272 SH       DEFINED 10              19272        0        0
PALL CORP                      COM              696429307      316    12900 SH       DEFINED 10              12900        0        0
PALL CORP                      COM              696429307       18      750 SH       DEF/OTH 10                750        0        0
PATTERSON COMPANIES INC        COM              703395103      442     5777 SH       DEFINED 10               5777        0        0
PEPSICO INC                    COM              713448108    11446   235281 SH       DEFINED 10             235281        0        0
PEPSICO INC                    COM              713448108     3522    72401 SH       DEF/OTH 10              72276      125        0
PEPSICO INC                    COM              713448108     1667    34270 SH       DEFINED 9                3270        0    31000
PFIZER INC                     COM              717081103    13557   443031 SH       DEFINED 10             443031        0        0
PFIZER INC                     COM              717081103     3593   117421 SH       DEF/OTH 10             116321      200      900
PFIZER INC                     COM              717081103     7006   228952 SH       DEFINED 7              228952        0        0
PFIZER INC                     COM              717081103      306    10000 SH  CALL DEFINED 7               10000        0        0
PFIZER INC                     COM              717081103     3567   116576 SH       DEFINED 9               37851     1940    76785
PFIZER INC                     COM              717081103       91     2990 SH       DEF/OTH 9                   0     2990        0
PITNEY BOWES INC               COM              724479100      735    16663 SH       DEFINED 10              15663        0     1000
PITNEY BOWES INC               COM              724479100      347     7875 SH       DEF/OTH 10               7875        0        0
POLARIS INDS INC               COM              731068102     1090    19524 SH       DEFINED 10              19524        0        0
POLARIS INDS INC               COM              731068102       52      930 SH       DEF/OTH 10                930        0        0
POPULAR INC                    COM              733174106      747    28415 SH       DEFINED 10              28415        0        0
POPULAR INC                    COM              733174106       93     3550 SH       DEF/OTH 10               3550        0        0
POZEN INC                      COM              73941U102      586    67000 SH       DEFINED 9                   0        0    67000
PRAXAIR INC                    COM              74005P104      664    15530 SH       DEFINED 10              15530        0        0
PRAXAIR INC                    COM              74005P104      122     2850 SH       DEF/OTH 10               2850        0        0
PROCTER & GAMBLE CO            COM              742718109    14520   268285 SH       DEFINED 10             268285        0        0
PROCTER & GAMBLE CO            COM              742718109     2175    40188 SH       DEF/OTH 10              39963        0      225
PROCTER & GAMBLE CO            COM              742718109      704    13000 SH       DEFINED 7               13000        0        0
PROCTER & GAMBLE CO            COM              742718109      143     2640 SH       DEFINED 9                2640        0        0
PROCTER & GAMBLE CO            COM              742718109       76     1400 SH       DEF/OTH 9                   0     1400        0
PULTE HOMES INC                COM              745867101      253     4130 SH       DEFINED 10               4130        0        0
QUALCOMM INC                   COM              747525103     5308   135971 SH       DEFINED 10             135971        0        0
QUALCOMM INC                   COM              747525103      293     7500 SH       DEF/OTH 10               7500        0        0
QUEST DIAGNOSTICS INC          COM              74834L100     7031    79698 SH       DEFINED 10              79498        0      200
QUEST DIAGNOSTICS INC          COM              74834L100      108     1225 SH       DEF/OTH 10               1225        0        0
QUESTAR CORP                   COM              748356102      368     8030 SH       DEFINED 10               8030        0        0
QUESTAR CORP                   COM              748356102      210     4590 SH       DEF/OTH 10               4590        0        0
RAYTHEON CO                    COM NEW          755111507      340     8939 SH       DEFINED 10               8939        0        0
RAYTHEON CO                    COM NEW          755111507       22      591 SH       DEF/OTH 10                591        0        0
REGIONS FINANCIAL CORP NEW     COM              7591EP100      620    18761 SH       DEFINED 10              18761        0        0
REGIONS FINANCIAL CORP NEW     COM              7591EP100        5      154 SH       DEF/OTH 10                154        0        0
ROCKWELL AUTOMATION INC        COM              773903109      290     7500 SH       DEFINED 10               7500        0        0
ROYAL DUTCH PETE CO            NY REG EUR .56   780257804      657    12725 SH       DEFINED 10              12325        0      400
ROYAL DUTCH PETE CO            NY REG EUR .56   780257804      470     9115 SH       DEF/OTH 10               9115        0        0
ROYAL DUTCH PETE CO            NY REG EUR .56   780257804       35      680 SH       DEF/OTH 9                   0      680        0
SBC COMMUNICATIONS INC         COM              78387G103     1512    58248 SH       DEFINED 10              58248        0        0
SBC COMMUNICATIONS INC         COM              78387G103     1034    39846 SH       DEF/OTH 10              38846        0     1000
SBC COMMUNICATIONS INC         COM              78387G103       26     1000 SH       DEFINED 7                1000        0        0
SBC COMMUNICATIONS INC         COM              78387G103      705    27154 SH       DEFINED 9               18754        0     8400
SBC COMMUNICATIONS INC         COM              78387G103       58     2250 SH       DEF/OTH 9                   0     2250        0
SLM CORP                       COM              78442P106      777    17432 SH       DEFINED 10              17432        0        0
SLM CORP                       COM              78442P106       13      300 SH       DEF/OTH 10                300        0        0
SLM CORP                       COM              78442P106      149     3350 SH       DEFINED 9                   0        0     3350
SPDR TR                        UNIT SER 1       78462F103     4377    39165 SH       DEFINED 9                   0        0    39165
SARA LEE CORP                  COM              803111103      345    15090 SH       DEFINED 10              15090        0        0
SARA LEE CORP                  COM              803111103       47     2054 SH       DEF/OTH 10               1054        0     1000
SARA LEE CORP                  COM              803111103       57     2500 SH       DEFINED 9                   0        0     2500
SCHEIN HENRY INC               COM              806407102     1039    16673 SH       DEFINED 10              16673        0        0
SCHERING PLOUGH CORP           COM              806605101      106     5580 SH       DEFINED 10               5580        0        0
SCHERING PLOUGH CORP           COM              806605101      101     5300 SH       DEF/OTH 10               5300        0        0
SCHERING PLOUGH CORP           COM              806605101       43     2240 SH       DEFINED 7                2240        0        0
SCHLUMBERGER LTD               COM              806857108     2035    30226 SH       DEFINED 10              30226        0        0
SCHLUMBERGER LTD               COM              806857108      435     6458 SH       DEF/OTH 10               6458        0        0
SCHLUMBERGER LTD               COM              806857108       34      500 SH       DEFINED 9                 500        0        0
SCHWAB CHARLES CORP NEW        COM              808513105      165    18000 SH       DEFINED 10              18000        0        0
SCHWAB CHARLES CORP NEW        COM              808513105      192    20943 SH       DEF/OTH 10              20943        0        0
SEARS ROEBUCK & CO             COM              812387108      230     5775 SH       DEFINED 10               5775        0        0
SEARS ROEBUCK & CO             COM              812387108       16      400 SH       DEF/OTH 10                400        0        0
SELECT SECTOR SPDR TR          SBI CONS DISCR   81369Y407      587    18830 SH       DEFINED 9                   0        0    18830
SELECT SECTOR SPDR TR          SBI INT-INDS     81369Y704      294    10350 SH       DEFINED 9                   0        0    10350
SHERWIN WILLIAMS CO            COM              824348106      542    12325 SH       DEFINED 10              12325        0        0
SHERWIN WILLIAMS CO            COM              824348106      143     3250 SH       DEF/OTH 10               2850        0      400
SHERWIN WILLIAMS CO            COM              824348106       44     1000 SH       DEFINED 7                1000        0        0
SOUTHERN CO                    COM              842587107     1965    65550 SH       DEFINED 10              65550        0        0
SOUTHERN CO                    COM              842587107      675    22525 SH       DEF/OTH 10              22125        0      400
SOUTHTRUST CORP                COM              844730101      731    17550 SH       DEFINED 10              17550        0        0
SOUTHTRUST CORP                COM              844730101      197     4720 SH       DEF/OTH 10               4720        0        0
SOUTHWEST AIRLS CO             COM              844741108      194    14249 SH       DEFINED 10              14249        0        0
SOUTHWEST AIRLS CO             COM              844741108       77     5689 SH       DEF/OTH 10               5689        0        0
SOVEREIGN BANCORP INC          COM              845905108      304    13935 SH       DEFINED 10              13935        0        0
SOVEREIGN BANCORP INC          COM              845905108       36     1650 SH       DEF/OTH 10               1650        0        0
STANLEY WKS                    COM              854616109      175     4125 SH       DEFINED 10               4125        0        0
STANLEY WKS                    COM              854616109      128     3000 SH       DEF/OTH 10               3000        0        0
STANLEY WKS                    COM              854616109       19      450 SH       DEF/OTH 9                   0      450        0
STAPLES INC                    COM              855030102     4759   159580 SH       DEFINED 10             159580        0        0
STAPLES INC                    COM              855030102      654    21930 SH       DEF/OTH 10              21930        0        0
STATE STR CORP                 COM              857477103     3261    76361 SH       DEFINED 10              76361        0        0
STATE STR CORP                 COM              857477103       72     1685 SH       DEF/OTH 10               1485        0      200
STRYKER CORP                   COM              863667101     1414    29415 SH       DEFINED 10              29415        0        0
STRYKER CORP                   COM              863667101       87     1805 SH       DEF/OTH 10                  0        0     1805
STRYKER CORP                   COM              863667101     2205    45870 SH       DEFINED 7               45870        0        0
SUN MICROSYSTEMS INC           COM              866810104       96    23700 SH       DEFINED 10              23700        0        0
SUN MICROSYSTEMS INC           COM              866810104       15     3700 SH       DEF/OTH 10               3700        0        0
SUN MICROSYSTEMS INC           COM              866810104       13     3310 SH       DEFINED 7                3310        0        0
SUN MICROSYSTEMS INC           COM              866810104        2      600 SH       DEFINED 9                   0        0      600
SUNGARD DATA SYS INC           COM              867363103      978    41150 SH       DEFINED 10              40750        0      400
SUNGARD DATA SYS INC           COM              867363103       61     2550 SH       DEF/OTH 10               2550        0        0
SUNTRUST BKS INC               COM              867914103     2412    34263 SH       DEFINED 10              34263        0        0
SUNTRUST BKS INC               COM              867914103      407     5775 SH       DEF/OTH 10               5775        0        0
SYMANTEC CORP                  COM              871503108     7246   132031 SH       DEFINED 10             131331        0      700
SYMANTEC CORP                  COM              871503108      740    13490 SH       DEF/OTH 10              13400       90        0
SYSCO CORP                     COM              871829107     2214    73987 SH       DEFINED 10              73987        0        0
SYSCO CORP                     COM              871829107      696    23275 SH       DEF/OTH 10              23275        0        0
SYSCO CORP                     COM              871829107      968    32360 SH       DEFINED 7               32360        0        0
TJX COS INC NEW                COM              872540109      467    21190 SH       DEFINED 10              21190        0        0
TJX COS INC NEW                COM              872540109       88     4000 SH       DEF/OTH 10               4000        0        0
TXU CORP                       COM              873168108      310     6475 SH       DEFINED 10               6475        0        0
TXU CORP                       COM              873168108       67     1400 SH       DEF/OTH 10               1400        0        0
TXU CORP                       COM              873168108        5      106 SH       DEFINED 7                 106        0        0
TXU CORP                       COM              873168108        7      150 SH       DEFINED 9                 150        0        0
TARGET CORP                    COM              87612E106     5588   123493 SH       DEFINED 10             123493        0        0
TARGET CORP                    COM              87612E106      399     8825 SH       DEF/OTH 10               8625      200        0
TEXAS INSTRS INC               COM              882508104     5803   272710 SH       DEFINED 10             272710        0        0
TEXAS INSTRS INC               COM              882508104      420    19750 SH       DEF/OTH 10              19500      250        0
TEXTRON INC                    COM              883203101      431     6701 SH       DEFINED 10               6701        0        0
TEXTRON INC                    COM              883203101       84     1300 SH       DEF/OTH 10               1300        0        0
3M CO                          COM              88579Y101    10225   127856 SH       DEFINED 10             127856        0        0
3M CO                          COM              88579Y101     1966    24578 SH       DEF/OTH 10              22638       60     1880
3M CO                          COM              88579Y101       48      600 SH       DEFINED 7                 600        0        0
3M CO                          COM              88579Y101      693     8670 SH       DEFINED 9                 480        0     8190
TIDEWATER INC                  COM              886423102     1322    40627 SH       DEFINED 10              40627        0        0
TIDEWATER INC                  COM              886423102       49     1500 SH       DEF/OTH 10               1500        0        0
TIDEWATER INC                  COM              886423102       13      400 SH       DEFINED 7                 400        0        0
TIME WARNER INC                COM              887317105      715    44309 SH       DEFINED 10              44309        0        0
TIME WARNER INC                COM              887317105       51     3160 SH       DEF/OTH 10               3160        0        0
TIME WARNER INC                COM              887317105       28     1750 SH       DEFINED 7                1750        0        0
TIME WARNER INC                COM              887317105       84     5200 SH       DEFINED 9                5000        0      200
TOMKINS PLC                    SPONSORED ADR    890030208      503    26000 SH       DEFINED 7               26000        0        0
TRIBUNE CO NEW                 COM              896047107      102     2475 SH       DEFINED 10               1775        0      700
TRIBUNE CO NEW                 COM              896047107       16      400 SH       DEF/OTH 10                400        0        0
TRIBUNE CO NEW                 COM              896047107      181     4400 SH       DEFINED 7                4400        0        0
TRIBUNE CO NEW                 COM              896047107      884    21490 SH       DEFINED 9                4750        0    16740
TRITON PCS HLDGS INC           CL A             89677M106       99    38500 SH       DEFINED 9               38500        0        0
TUPPERWARE CORP                COM              899896104      583    34325 SH       DEFINED 10              34325        0        0
TUPPERWARE CORP                COM              899896104      109     6400 SH       DEF/OTH 10               6400        0        0
TURKISH INVT FD INC            COM              900145103     1034    96000 SH       DEFINED 9                   0        0    96000
TYCO INTL LTD NEW              COM              902124106     5706   186094 SH       DEFINED 10             186094        0        0
TYCO INTL LTD NEW              COM              902124106      449    14660 SH       DEF/OTH 10              14475      185        0
TYCO INTL LTD NEW              COM              902124106       99     3220 SH       DEFINED 9                3220        0        0
US BANCORP DEL                 COM NEW          902973304     1714    59308 SH       DEFINED 10              59308        0        0
US BANCORP DEL                 COM NEW          902973304       58     2000 SH       DEF/OTH 10               2000        0        0
US BANCORP DEL                 COM NEW          902973304      224     7751 SH       DEFINED 7                7751        0        0
UNION PAC CORP                 COM              907818108      372     6340 SH       DEFINED 10               6340        0        0
UNION PAC CORP                 COM              907818108      472     8048 SH       DEF/OTH 10               8048        0        0
UNION PAC CORP                 COM              907818108      103     1750 SH       DEFINED 9                1750        0        0
UNITED MICROELECTRONICS CORP   SPONSORED ADR    910873207     2611   772627 SH       DEFINED 9              772627        0        0
UNITED MICROELECTRONICS CORP   SPONSORED ADR    910873207       27     7943 SH       DEF/OTH 9                   0     7943        0
UNITED PARCEL SERVICE INC      CL B             911312106      662     8725 SH       DEFINED 10               8725        0        0
UNITED PARCEL SERVICE INC      CL B             911312106      146     1919 SH       DEF/OTH 10               1919        0        0
UNITED PARCEL SERVICE INC      CL B             911312106      129     1700 SH       DEFINED 9                   0        0     1700
UNITED TECHNOLOGIES CORP       COM              913017109     9997   107054 SH       DEFINED 10             106754        0      300
UNITED TECHNOLOGIES CORP       COM              913017109      858     9185 SH       DEF/OTH 10               9110       75        0
UNITED TECHNOLOGIES CORP       COM              913017109      322     3450 SH       DEFINED 7                3450        0        0
UNITED TECHNOLOGIES CORP       COM              913017109      372     3984 SH       DEFINED 9                1504        0     2480
UNITEDHEALTH GROUP INC         COM              91324P102     6996    94871 SH       DEFINED 10              94871        0        0
UNITEDHEALTH GROUP INC         COM              91324P102      552     7490 SH       DEF/OTH 10               7490        0        0
UNITEDHEALTH GROUP INC         COM              91324P102      221     3000 SH       DEFINED 7                3000        0        0
UNITEDHEALTH GROUP INC         COM              91324P102      224     3040 SH       DEFINED 9                3040        0        0
UNITIL CORP                    COM              913259107       66     2435 SH       DEFINED 10               2435        0        0
UNITIL CORP                    COM              913259107      162     6009 SH       DEF/OTH 10               6009        0        0
UNIVISION COMMUNICATIONS INC   CL A             914906102      613    19400 SH       DEFINED 10              19100        0      300
UNIVISION COMMUNICATIONS INC   CL A             914906102        9      300 SH       DEF/OTH 10                  0        0      300
VALERO ENERGY CORP NEW         COM              91913Y100      282     3515 SH       DEFINED 10               3515        0        0
VALERO ENERGY CORP NEW         COM              91913Y100       19      240 SH       DEFINED 9                 110        0      130
VARIAN MED SYS INC             COM              92220P105     1202    34770 SH       DEFINED 10              34770        0        0
VARIAN MED SYS INC             COM              92220P105        7      200 SH       DEF/OTH 10                200        0        0
VERIZON COMMUNICATIONS         COM              92343V104     8721   221468 SH       DEFINED 10             221068        0      400
VERIZON COMMUNICATIONS         COM              92343V104     2838    72062 SH       DEF/OTH 10              70712      100     1250
VERIZON COMMUNICATIONS         COM              92343V104      308     7820 SH       DEFINED 7                7820        0        0
VERIZON COMMUNICATIONS         COM              92343V104      631    16025 SH       DEFINED 9                7405        0     8620
VIACOM INC                     CL B             925524308     1163    34641 SH       DEFINED 10              33741        0      900
VIACOM INC                     CL B             925524308      206     6124 SH       DEF/OTH 10               6124        0        0
VIACOM INC                     CL B             925524308      241     7180 SH       DEFINED 7                7180        0        0
VIACOM INC                     CL B             925524308     3638   108402 SH       DEFINED 9               25057        0    83345
VIACOM INC                     CL B             925524308       86     2558 SH       DEF/OTH 9                   0     2558        0
VISHAY INTERTECHNOLOGY INC     COM              928298108      781    60519 SH       DEFINED 10              60519        0        0
VISHAY INTERTECHNOLOGY INC     COM              928298108        3      200 SH       DEF/OTH 10                200        0        0
VODAFONE GROUP PLC NEW         SPONSORED ADR    92857W100     3718   154216 SH       DEFINED 10             154216        0        0
VODAFONE GROUP PLC NEW         SPONSORED ADR    92857W100      469    19449 SH       DEF/OTH 10              19449        0        0
VODAFONE GROUP PLC NEW         SPONSORED ADR    92857W100       27     1110 SH       DEFINED 9                1110        0        0
WACHOVIA CORP 2ND NEW          COM              929903102     1287    27407 SH       DEFINED 10              27407        0        0
WACHOVIA CORP 2ND NEW          COM              929903102      496    10568 SH       DEF/OTH 10               9128        0     1440
WAL MART STORES INC            COM              931142103     8487   159525 SH       DEFINED 10             158925        0      600
WAL MART STORES INC            COM              931142103      865    16265 SH       DEF/OTH 10              16180       85        0
WAL MART STORES INC            COM              931142103      309     5805 SH       DEFINED 7                5805        0        0
WAL MART STORES INC            COM              931142103     4854    91233 SH       DEFINED 9               29803        0    61430
WAL MART STORES INC            COM              931142103      106     2000 SH       DEF/OTH 9                   0     2000        0
WALGREEN CO                    COM              931422109     2329    65010 SH       DEFINED 10              65010        0        0
WALGREEN CO                    COM              931422109      264     7365 SH       DEF/OTH 10               7215      150        0
WALGREEN CO                    COM              931422109      926    25850 SH       DEFINED 7               25850        0        0
WALGREEN CO                    COM              931422109      186     5202 SH       DEFINED 9                5202        0        0
WASHINGTON MUT INC             COM              939322103      455    11644 SH       DEFINED 10              11644        0        0
WASHINGTON MUT INC             COM              939322103       49     1248 SH       DEF/OTH 10               1048        0      200
WASHINGTON MUT INC             COM              939322103      100     2550 SH       DEFINED 9                   0        0     2550
WASHINGTON TR BANCORP          COM              940610108       68     2600 SH       DEFINED 10               2600        0        0
WASHINGTON TR BANCORP          COM              940610108      529    20225 SH       DEF/OTH 10              20225        0        0
WASTE MGMT INC DEL             COM              94106L109      816    29850 SH       DEFINED 10              29450        0      400
WASTE MGMT INC DEL             COM              94106L109        4      150 SH       DEF/OTH 10                150        0        0
WELLPOINT HEALTH NETWORK NEW   COM              94973H108     1706    16230 SH       DEFINED 10              16230        0        0
WELLPOINT HEALTH NETWORK NEW   COM              94973H108       21      200 SH       DEF/OTH 10                200        0        0
WELLS FARGO & CO NEW           COM              949746101     3682    61745 SH       DEFINED 10              61745        0        0
WELLS FARGO & CO NEW           COM              949746101      638    10695 SH       DEF/OTH 10              10545      150        0
WELLS FARGO & CO NEW           COM              949746101       60     1009 SH       DEFINED 7                1009        0        0
WELLS FARGO & CO NEW           COM              949746101      216     3625 SH       DEFINED 9                2295        0     1330
WENDYS INTL INC                COM              950590109      475    14132 SH       DEFINED 10              13732        0      400
WENDYS INTL INC                COM              950590109       10      300 SH       DEF/OTH 10                300        0        0
WEYERHAEUSER CO                COM              962166104     2951    44386 SH       DEFINED 10              44136        0      250
WEYERHAEUSER CO                COM              962166104       76     1150 SH       DEF/OTH 10               1150        0        0
WISCONSIN ENERGY CORP          COM              976657106      289     9052 SH       DEFINED 10               9052        0        0
WISCONSIN ENERGY CORP          COM              976657106      105     3300 SH       DEF/OTH 10               3300        0        0
WORTHINGTON INDS INC           COM              981811102      391    18300 SH       DEFINED 10              18300        0        0
WORTHINGTON INDS INC           COM              981811102       70     3300 SH       DEF/OTH 10               2800        0      500
WYETH                          COM              983024100     2059    55044 SH       DEFINED 10              54344        0      700
WYETH                          COM              983024100     1897    50721 SH       DEF/OTH 10              49921        0      800
WYETH                          COM              983024100       26      700 SH       DEFINED 7                 700        0        0
WYETH                          COM              983024100      480    12829 SH       DEFINED 9                7549        0     5280
WYNDHAM INTL INC               CL A             983101106      103   125000 SH       DEFINED 9              125000        0        0
YUM BRANDS INC                 COM              988498101      632    15550 SH       DEFINED 10              15550        0        0
YUM BRANDS INC                 COM              988498101      289     7115 SH       DEF/OTH 10               7115        0        0
ZIMMER HLDGS INC               COM              98956P102     1210    15311 SH       DEFINED 10              15311        0        0
ZIMMER HLDGS INC               COM              98956P102      762     9640 SH       DEF/OTH 10               9440        0      200
ZIMMER HLDGS INC               COM              98956P102       17      220 SH       DEFINED 9                 220        0        0
INGERSOLL-RAND COMPANY LTD     CL A             G4776G101     2924    43012 SH       DEFINED 10              43012        0        0
INGERSOLL-RAND COMPANY LTD     CL A             G4776G101      333     4900 SH       DEF/OTH 10               4825       75        0
NABORS INDUSTRIES LTD          SHS              G6359F103      784    16553 SH       DEFINED 10              16553        0        0
NABORS INDUSTRIES LTD          SHS              G6359F103       26      550 SH       DEF/OTH 10                550        0        0
RENAISSANCERE HOLDINGS LTD     COM              G7496G103      544    10545 SH       DEFINED 10              10545        0        0
ROYAL CARIBBEAN CRUISES LTD    COM              V7780T103      244     5600 SH       DEFINED 10               5600        0        0
FLEXTRONICS INTL LTD           ORD              Y2573F102     2626   198169 SH       DEFINED 10             198169        0        0
FLEXTRONICS INTL LTD           ORD              Y2573F102       83     6250 SH       DEF/OTH 10               6250        0        0