Document




UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549


FORM 8-K


CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934


August 1, 2016
Date of Report (Date of earliest event reported)

PICO HOLDINGS, INC.

(Exact Name of Registrant as Specified in Its Charter)

California
(State or other Jurisdiction of Incorporation or Organization)
33-36383
(Commission File Number)
94-2723335
(IRS Employer Identification No.)


7979 Ivanhoe Avenue, Suite 300
La Jolla, California  92037
(Address of principal executive offices) (Zip code)


Registrant's Telephone Number, Including Area Code:  (888) 389-3222

Not Applicable
(Former name, former address and former fiscal year, if changed since last report)


Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

[ ]    Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

[ ]    Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CRF 240.14a-12)

[ ]    Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

[ ]    Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

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Section 2 Financial Information

Item 2.02
Results of Operations and Financial Condition

On August 1, 2016,  UCP, Inc. (“UCP”), a 56.9% owned subsidiary of PICO Holdings, Inc. (“PICO”), and the entity through which PICO conducts its Real Estate Operations business, disclosed its financial results for the quarter ended June 30, 2016. The press release and second quarter earnings presentation are attached hereto as Exhibit 99.1 and Exhibit 99.2, respectively, and are being furnished (not filed) under Item 2.02 of Form 8-K.

Item 9.01
Financial Statements and Exhibits

(d)    Exhibits

Exhibit Number
 
Description
99.1
 
Press Release of UCP, Inc. dated August 1, 2016 (financial results for the quarter ended June 30, 2016).
99.2
 
Earnings Presentation of UCP, Inc. dated August 1, 2016 (financial results for the second quarter ended
June 30, 2016).

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SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.


Date: August 1, 2016


PICO HOLDINGS, INC.


By: /s/ Maxim C. W. Webb    
Maxim C. W. Webb
 
 
Executive Vice President, Chief Financial Officer, Treasurer, and Secretary

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