UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

 

FORM 8-K

 

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the

Securities Exchange Act of 1934

 

Date of Report (Date of earliest event reported): March 15, 2006

 

Penn Treaty American Corporation

(Exact name of registrant as specified in charter)

 

Pennsylvania

001-14681

23-1664166

(State or other jurisdiction of incorporation)

(Commission File Number)

(IRS Employer Identification No.)

 

3440 Lehigh Street, Allentown, Pennsylvania 18103

(Address of Principal Executive Offices) (Zip Code)

 

Registrant’s telephone number, including area code: (610) 965-2222

 

Not Applicable

(Former name or former address, if changed since last report)

 

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

 

o Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

 

o Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

 

o Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

 

o Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

 

 



 

 

Item 2.02 Results of Operations and Financial Condition.

 

On March 15, 2006, Penn Treaty American Corporation (the “Company”) announced by press release that it will delay the release of its 2005 financial results pending the conclusion of an internal review of its reserves for current claims. The Company is focusing upon its assumption of mortality for current claimants.

 

The Company currently anticipates that the completion of its review and the preparation of its financial results for 2005 will take place over the next six weeks and will notify investors of its anticipated earnings release date after the results are finalized.

 

The information in Item 2.02 of this Form 8-K, including Exhibit 99.1, shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, except as shall be expressly set forth by specific reference in such filing.

 

Item 9.01 Financial Statements and Exhibits.

 

(d) Exhibits.

 

Number

Description

 

 

99.1

Press release issued on March 15, 2006.

 

 

2

 



 

 

SIGNATURES

 

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

 

PENN TREATY AMERICAN CORPORATION

 

March 20, 2006

By: /s/ Mark Cloutier

 

 

Name: Mark Cloutier

Title: Senior Vice President,

 

Chief Financial Officer and Treasurer

 

 

3

 



 

 

EXHIBIT INDEX

 

Number

Description

 

 

99.1

Press release issued on March 15, 2006.

 

 

 

 

4