UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION


                             Washington, D.C. 20549

                                    FORM 8-K
                                 CURRENT REPORT



                         Pursuant to Section 13 or 15(d)
                     of the Securities Exchange Act of 1934


                                 Date of Report
                                 April 19, 2004


                       FARMERS CAPITAL BANK CORPORATION
             -----------------------------------------------------
             (Exact name of registrant as specified in its charter)

                                    Kentucky
                  --------------------------------------------
                  State or other jurisdiction of incorporation


        0-14412                                            61-1017851
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(Commission File Number)                    (I.R.S. Employer Identification No.)

P.O. Box 309
Frankfort, Kentucky                                           40602
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(Address of principle executive offices)                    (Zip Code)


               Registrant's telephone number, including area code:
                                 (502) 227-1600


                                 Not Applicable
          -------------------------------------------------------------
          (Former name or former address, if changed since last report)









Item 7.  Financial Statements, Pro Forma Financial Information and Exhibits

(c)      Exhibits

Exhibit 99.1 - Press Release Dated April 19, 2004.



Item 12.  Results of Operations and Financial Condition

On April 19, 2004 Farmers  Capital  Bank  Corporation  issued a press  release
announcing its earnings for the three months ended March 31, 2004. A copy of
the press release is attached hereto as Exhibit 99.1




                                   SIGNATURES


Pursuant  to the  requirements  of the  Securities  Exchange  Act of  1934,  the
Registrant  has duly  caused  the  report  to be  signed  on its  behalf  by the
undersigned hereunto duly authorized.


                               Farmers Capital Bank Corporation


April 19, 2004                 By:/s/ G. Anthony Busseni
                                  ---------------------------------------------
                                      G. Anthony Busseni
                                      President and Chief Executive Officer