UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report February 13, 2004 FARMERS CAPITAL BANK CORPORATION ------------------------------------------------------ (Exact name of registrant as specified in its charter) Kentucky -------------------------------------------- State or other jurisdiction of incorporation 0-14412 61-1017851 ---------------------------------------- ------------------------------------ (Commission File Number) (I.R.S. Employer Identification No.) P.O. Box 309 Frankfort, Kentucky 40602 ---------------------------------------- ------------------------------------ (Address of principle executive offices) (Zip Code) Registrant's telephone number, including area code: (502) 227-1600 Not Applicable ------------------------------------------------------------ (Former name or former address, if changed since last report) Item 5. Other Events and Regulation FD Disclosure On February 13, 2004 Farmers Capital Bank Corporation issued a press release announcing it has reached an agreement to acquire Citizens Bank (Kentucky), Inc. A copy of the press release is attached hereto as Exhibit 99.1 Item 7. Financial Statements, Pro Forma Financial Information and Exhibits (c) Exhibits Exhibit 99.1 - Press Release Dated February 13, 2004. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused the report to be signed on its behalf by the undersigned hereunto duly authorized. Farmers Capital Bank Corporation February 20, 2004 By: /s/ G. Anthony Busseni ---------------------------------------- G. Anthony Busseni President and Chief Executive Officer