UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 13F FORM 13F COVER PAGE Report for the Calendar Year or Quarter Ended: 06/30/05 Check here if Amendment [ ]; Amendment Number: This Amendment (Check only one.): [ ] is a restatement. [ ] adds new holdings entries. Institutional Investment Manager Filing this Report: Name: PEOPLES BANK, NATIONAL ASSOCIATION Address: 138 PUTNAM STREET MARIETTA, OH 45750 13F File Number: 28- _______________________ The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form. Person Signing this Report on Behalf of Reporting Manager: Name: DAVID B BAKER Title: PRESIDENT, INVESTMENT & INSURANCE SERVICE Phone: 740-374-6108 Signature, Place, and Date of Signing: /s/ DAVID B BAKER MARIETTA, OH JULY 25, 2005 -------------- ------------ ------------- David B. Baker [City/State] [Date] Report Type (Check only one.): [ X ] 13F HOLDINGS REPORT. [ ] 13F NOTICE. [ ] 13F COMBINATION REPORT. I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE ACT OF 1934. FORM 13F SUMMARY PAGE Report Summary: Number of Other Included Managers: 0 Form 13F Information Table Entry Total: 156 Form 13F Information Table Entry Total: $151,955 List of Other Included Managers: NONE FORM 13F INFORMATION TABLE VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE ------------------------------ ---------------- --------- -------- --- --- --- ---- ------- ------------- ------- --------- ------ ABBOTT LABORATORIES COM 002824100 1685 34400 SH SOLE 34400 ABBOTT LABORATORIES COM 002824100 14 301 SH OTHER 301 AMERICAN INTL GROUP INC COM 026874107 844 14533 SH SOLE 14533 AMERICAN INTL GROUP INC COM 026874107 16 280 SH OTHER 280 APACHE CORPORATION COM 037411105 197 3050 SH SOLE 2420 630 APACHE CORPORATION COM 037411105 20 314 SH OTHER 314 BP AMOCO PLC SPONS ADR COM 055622104 1596 25586 SH SOLE 24336 1250 BP AMOCO PLC SPONS ADR COM 055622104 382 6128 SH OTHER 6128 BANK OF AMERICA CORP COM 060505104 2849 62467 SH SOLE 60577 1890 BANK OF AMERICA CORP COM 060505104 51 1124 SH OTHER 1124 BELLSOUTH CORP COMMON COM 079860102 228 8582 SH SOLE 8582 BELLSOUTH CORP COMMON COM 079860102 30 1146 SH OTHER 1146 BLACK & DECKER COM 091797100 258 2875 SH SOLE 2335 540 BLACK & DECKER COM 091797100 38 425 SH OTHER 425 CVS CORPORATION COM 126650100 305 10520 SH SOLE 7750 2770 CVS CORPORATION COM 126650100 31 1080 SH OTHER 1080 CAMCO FINANCIAL CORP COM 132618109 493 36301 SH SOLE 36301 CHEVRON CORPORATION COM 166764100 2206 39453 SH SOLE 39453 CHEVRON CORPORATION COM 166764100 304 5450 SH OTHER 5450 CISCO SYSTEMS COM 17275R102 876 45955 SH SOLE 45955 CISCO SYSTEMS COM 17275R102 53 2805 SH OTHER 2805 CITIGROUP INC COMMON COM 172967101 230 4993 SH SOLE 4993 CITIGROUP INC COMMON COM 172967101 55 1200 SH OTHER 1200 COCA COLA CO COMMON COM 191216100 389 9325 SH SOLE 9325 COCA COLA CO COMMON COM 191216100 47 1140 SH OTHER 1140 COLGATE PALMOLIVE COM 194162103 286 5740 SH SOLE 5740 DANAHER CORP COM 235851102 621 11865 SH SOLE 11865 DANAHER CORP COM 235851102 33 640 SH OTHER 640 DELL INC COM 24702R101 617 15644 SH SOLE 15644 DELL INC COM 24702R101 33 840 SH OTHER 840 DENTSPLY INTERNATIONAL COM 249030107 217 4020 SH SOLE 2420 1600 DENTSPLY INTERNATIONAL COM 249030107 33 615 SH OTHER 615 DOW JONES INDUSTRIAL TRUST SER COM 252787106 497 4845 SH SOLE 4845 DOW JONES INDUSTRIAL TRUST SER COM 252787106 48 473 SH OTHER 473 DOW CHEMICAL CO COMMON COM 260543103 950 21356 SH SOLE 19856 1500 DOW CHEMICAL CO COMMON COM 260543103 13 300 SH OTHER 300 DU PONT E I DE NEMOURS & CO CO COM 263534109 546 12715 SH SOLE 12715 DU PONT E I DE NEMOURS & CO CO COM 263534109 71 1657 SH OTHER 1657 EMC CORPORATION COM 268648102 390 28516 SH SOLE 28516 EMC CORPORATION COM 268648102 12 900 SH OTHER 900 EXELON CORPORATION COM 30161N101 178 3470 SH SOLE 3470 EXELON CORPORATION COM 30161N101 31 620 SH OTHER 620 EXXON MOBIL CORPORATION COM 30231G102 4992 86872 SH SOLE 85522 1350 EXXON MOBIL CORPORATION COM 30231G102 275 4796 SH OTHER 4796 FIRST FEDERAL DOVER FINANCIAL COM 30243C107 257 15150 SH DEFINED 15150 FIFTH THIRD BANCORP COM 316773100 596 14484 SH SOLE 13034 1450 FIRST DATA CORPORATION COM 319963104 511 12746 SH SOLE 10821 1925 FIRST DATA CORPORATION COM 319963104 17 435 SH OTHER 435 GANNETT CO INC COMMON COM 364730101 503 7081 SH SOLE 6381 700 GANNETT CO INC COMMON COM 364730101 994 13976 SH OTHER 13976 GENERAL ELECTRIC CO COMMON COM 369604103 4300 124108 SH SOLE 124108 GENERAL ELECTRIC CO COMMON COM 369604103 366 10581 SH DEFINED 10581 GENERAL ELECTRIC CO COMMON COM 369604103 169 4901 SH OTHER 4901 HEARTLAND BANCORP COM 421962101 4071 113102 SH DEFINED 113102 HOME DEPOT COM 437076102 894 22997 SH SOLE 21332 1665 HUMANA INC COMMON COM 444859102 284 7150 SH SOLE 7150 INTEL CORP COM 458140100 1905 73244 SH SOLE 73244 INTEL CORP COM 458140100 36 1400 SH OTHER 1400 INTERNATIONAL BUSINESS MACH CO COM 459200101 198 2680 SH SOLE 2680 INTERNATIONAL BUSINESS MACH CO COM 459200101 94 1280 SH OTHER 1280 ISHARES DJ SELECT DIV COM 464287168 4611 74707 SH SOLE 74707 ISHARES DJ SELECT DIV COM 464287168 634 10286 SH OTHER 8086 2200 I SHARES S & P 500 INDEX COM 464287200 1756 14744 SH SOLE 14744 I SHARES S&P 500 BARRA GROWTH COM 464287309 632 11200 SH SOLE 11200 I SHARES S&P 500 BARRA GROWTH COM 464287309 79 1415 SH OTHER 1415 ISHARES GOLDMAN SACHS NATURAL COM 464287374 292 3854 SH SOLE 3854 I SHARES S&P 500 BARRA VALUE COM 464287408 3366 53997 SH SOLE 53997 I SHARES S&P 500 BARRA VALUE COM 464287408 478 7672 SH OTHER 5072 2600 ISHARES MSCI EAFE INDEX FOREIG COM 464287465 9455 180474 SH SOLE 180474 ISHARES MSCI EAFE INDEX FOREIG COM 464287465 940 17952 SH OTHER 17952 ISHARES RUSSELL MIDCAP GROWTH COM 464287481 663 7747 SH SOLE 7747 ISHARES RUSSELL MIDCAP GROWTH COM 464287481 50 585 SH OTHER 585 ISHARES RUSSELL MIDCAP COM 464287499 527 6398 SH SOLE 6398 I SHARES S&P 400 MIDCAP COM 464287507 4048 59102 SH SOLE 59102 I SHARES S&P 400 MIDCAP COM 464287507 361 5276 SH OTHER 4690 586 I SHARES RUSSELL 1000 VALUE COM 464287598 4585 68808 SH SOLE 68808 I SHARES RUSSELL 1000 VALUE COM 464287598 224 3370 SH OTHER 1900 1470 I SHARES S&P 400 MIDCAP GROWTH COM 464287606 592 8530 SH SOLE 8530 I SHARES S&P 400 MIDCAP GROWTH COM 464287606 29 426 SH OTHER 426 I SHARES RUSSELL 1000 GROWTH COM 464287614 1853 38617 SH SOLE 38617 I SHARES RUSSELL 1000 GROWTH COM 464287614 174 3630 SH OTHER 3630 I SHARES RUSSELL 1000 COM 464287622 2268 35186 SH SOLE 35186 I SHARES RUSSELL 1000 COM 464287622 939 14582 SH OTHER 12382 2200 I SHARES RUSSELL 2000 COM 464287655 303 4770 SH SOLE 4770 I SHARES S&P 400 MIDCAP VALUE COM 464287705 2355 35290 SH SOLE 35290 I SHARES S&P 400 MIDCAP VALUE COM 464287705 46 700 SH OTHER 700 ISHARES DJ US TECHNOLOGY COM 464287721 328 7176 SH SOLE 7176 ISHARES DJ US TECHNOLOGY COM 464287721 14 308 SH OTHER 308 ISHARES DJ US REAL ESTATE COM 464287739 961 15118 SH SOLE 15118 ISHARES DJ US REAL ESTATE COM 464287739 37 590 SH OTHER 590 I SHARES S&P 600 SMALL CAP COM 464287804 1643 29874 SH SOLE 29874 I SHARES S&P 600 SMALL CAP COM 464287804 16 300 SH OTHER 300 I SHARES S&P 600 SMALL CAP VAL COM 464287879 269 4370 SH SOLE 4370 I SHARES S&P 600 SMALL CAP GRO COM 464287887 354 3252 SH SOLE 3252 J P MORGAN CHASE & CO COM 46625H100 148 4193 SH SOLE 4193 J P MORGAN CHASE & CO COM 46625H100 64 1813 SH OTHER 1400 413 JOHNSON & JOHNSON COM 478160104 1708 26278 SH SOLE 26278 JOHNSON & JOHNSON COM 478160104 39 600 SH OTHER 600 ELI LILLY COM 532457108 366 6570 SH SOLE 6570 ELI LILLY COM 532457108 38 700 SH OTHER 700 MASSEY ENERGY COM 576206106 295 7830 SH SOLE 7830 MAXIM INTEGRATED PRODUCTS INC COM 57772K101 233 6110 SH SOLE 6110 MEDTRONIC INC COM 585055106 272 5255 SH SOLE 5255 MICROSOFT COM 594918104 1096 44144 SH SOLE 44144 MICROSOFT COM 594918104 50 2040 SH OTHER 2040 NATL CITY CORP CLEVELAND COMMO COM 635405103 204 5981 SH SOLE 5981 NATL CITY CORP CLEVELAND COMMO COM 635405103 12 360 SH OTHER 360 NIKE CLASS B COM 654106103 279 3230 SH SOLE 2430 800 P P G INDUSTRIES INC COMMON COM 693506107 317 5066 SH SOLE 5066 PANHANDLE ROYALTY CO. COM 698477106 214 7500 SH SOLE 7500 PEOPLES BANCORP INC. COM 709789101 4871 182093 SH SOLE 127292 152214 PEOPLES BANCORP INC. COM 709789101 SH DEFINED PEOPLES BANCORP INC. COM 709789101 22908 856362 SH OTHER 54801 704184 PEPSICO COM 713448108 1022 18953 SH SOLE 18953 PEPSICO COM 713448108 23 437 SH OTHER 437 PFIZER INC COMMON COM 717081103 343 12454 SH SOLE 12454 PFIZER INC COMMON COM 717081103 76 2788 SH OTHER 2788 PRAXAIR INC. COM 74005P104 204 4390 SH SOLE 4390 PRAXAIR INC. COM 74005P104 41 895 SH OTHER 895 PROCTER & GAMBLE COMPANY COMMO COM 742718109 1657 31421 SH SOLE 31421 PROCTER & GAMBLE COMPANY COMMO COM 742718109 49 940 SH OTHER 940 ROCKY SHOES & BOOTS COM 774830103 5805 185777 SH OTHER 23005 162772 RYDEX S&P 500 EQUAL-WEIGHT EFT COM 78355W106 6814 43721 SH SOLE 43721 RYDEX S&P 500 EQUAL-WEIGHT EFT COM 78355W106 792 5084 SH OTHER 5084 SBC COMMUNICATIONS INC COM 78387G103 355 14983 SH SOLE 14983 SBC COMMUNICATIONS INC COM 78387G103 46 1953 SH OTHER 1953 S & P 500 DEPOSITARY RECEIPT S COM 78462F103 3446 28915 SH SOLE 28915 S & P 500 DEPOSITARY RECEIPT S COM 78462F103 112 940 SH OTHER 940 SIMON PPTY GROUP INC NEW COM 828806109 505 6977 SH SOLE 6977 SIMON PPTY GROUP INC NEW COM 828806109 22 304 SH OTHER 304 SKY FINANCIAL GROUP INC COM 83080P103 203 7205 SH DEFINED 7205 STAPLES INC COM 855030102 488 22927 SH SOLE 22927 TARGET CORPORATION COM 87612E106 960 17647 SH SOLE 17647 TARGET CORPORATION COM 87612E106 26 480 SH OTHER 480 3M COMPANY COM 88579Y101 884 12236 SH SOLE 12236 3M COMPANY COM 88579Y101 15 208 SH OTHER 208 US BANCORP DEL COM 902973304 386 13225 SH SOLE 13225 US BANCORP DEL COM 902973304 0 32 SH OTHER 32 UNITED BANKSHARES INC COM 909907107 1164 32700 SH SOLE 32700 UNITED TECHNOLOGIES INC COM 913017109 1278 24894 SH SOLE 23334 1560 UNITED TECHNOLOGIES INC COM 913017109 10 206 SH OTHER 206 UNIZAN FINANCIAL CORP COM 91528W101 943 35225 SH SOLE 35225 VERIZON COMMUNICATIONS COM 92343V104 712 20630 SH SOLE 20630 VERIZON COMMUNICATIONS COM 92343V104 58 1690 SH OTHER 1690 WACHOVIA CORP COM 929903102 477 9627 SH SOLE 9627 WAL MART STORES INC COM 931142103 397 8245 SH SOLE 7245 1000 WAL MART STORES INC COM 931142103 14 300 SH OTHER 300 WALGREEN CO COMMON COM 931422109 1297 28210 SH SOLE 28210 WALGREEN CO COMMON COM 931422109 73 1589 SH OTHER 1589 WELLS FARGO AND COMPANY COM 949746101 1188 19304 SH SOLE 18009 1295 WELLS FARGO AND COMPANY COM 949746101 20 341 SH OTHER 341 WESBANCO COM 950810101 281 9391 SH SOLE 9391 WESBANCO COM 950810101 89 2985 SH OTHER 1425 1560 WYETH COMM COM 983024100 3072 69050 SH SOLE 69050 WYETH COMM COM 983024100 133 3000 SH OTHER 3000 ACCENTURE LTD CLASS A COM G1150G111 244 10795 SH SOLE 10795