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                                  UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT

     Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

       Date of Report (Date of earliest event reported): January 24, 2006

                         ALABAMA NATIONAL BANCORPORATION
             ------------------------------------------------------
             (Exact Name of Registrant as Specified in its Charter)

            Delaware                    0-25160                63-1114426
    (State of Incorporation)          (Commission             (IRS Employer
                                      File Number)        Identification Number)

               1927 First Avenue North, Birmingham, Alabama 35203
          (Address of principal executive offices, including zip code)

                                 (205) 583-3600
              (Registrant's telephone number, including area code)

Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions:

[ ]   Written communications pursuant to Rule 425 under the Securities
      Act (17 CFR 230.425)

[ ]   Soliciting material pursuant to Rule 14a-12 under the Exchange
      Act (17 CFR 240.14a-12)

[ ]   Pre-commencement communications pursuant to Rule 14d-2(b) under the
      Exchange Act (17 CFR 240.14d-2(b))

[ ]   Pre-commencement communications pursuant to Rule 13e-4(c) under the
      Exchange Act (17CFR 240.13e-4(c))

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ITEM 2.02.   RESULTS OF OPERATIONS AND FINANCIAL CONDITION.

      On January 24, 2006, Alabama National BanCorporation issued a press
release announcing financial results for the quarter and twelve months ended
December 31, 2005. The press release is attached as Exhibit 99.1 to this Form
8-K and is furnished to, but not filed with, the Commission.

ITEM 9.01.   FINANCIAL STATEMENTS AND EXHIBITS.

(d)   Exhibits.

      Exhibit Number      Exhibit
      --------------      ----------------------------------------------------
      99.1                Press Release dated January 24, 2006



                                   SIGNATURES

      Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.

                                             Alabama National Bancorporation


                                             By:  /s/ William E. Matthews,
                                                  ------------------------------
                                                  William E. Matthews, V
                                                  Executive Vice President and
                                                  Chief Financial Officer

Dated: January 24, 2006



                                INDEX TO EXHIBITS

Exhibit Number     Exhibit
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99.1               Press Release dated January 24, 2006*

* This exhibit is furnished to, but not filed with, the Commission by inclusion
  herein.