SECURITIES AND EXCHANGE COMMISSION
                              Washington, DC 20549



                                    FORM 8-K

                                 CURRENT REPORT
                     PURSUANT TO SECTION 13 OR 15(d) OF THE
                         SECURITIES EXCHANGE ACT OF 1934

                Date of Report (Date of earliest event reported):
                                October 14, 2003


                             AMSOUTH BANCORPORATION
             (Exact name of registrant as specified in its charter)


           DELAWARE                1-7476                63-0591257
 (State or other jurisdiction    (Commission            (IRS Employer
      of incorporation)          File Number)         Identification No.)

                                 AMSOUTH CENTER
                             1900 FIFTH AVENUE NORTH
                            BIRMINGHAM, ALABAMA 35203
          (Address, including zip code, of principal executive office)

       Registrant's telephone number, including area code: (205) 320-7151



                                 Not applicable
         (Former name or former address, if changed since last report.)








Item 12.    Results of Operations and Financial Condition
            ---------------------------------------------

     On October 14, 2003 AmSouth Bancorporation issued a press release
announcing its preliminary results of operations for the quarter ended September
30, 2003. A copy of the press release is attached hereto and incorporated herein
as Exhibit 99.1. Supplemental financial information for the quarter ended
September 30, 2003 is included as Exhibit 99.2 and may also be found on
AmSouth's website at www.amsouth.com. In accordance with general instruction B.6
of Form 8-K, this information is being furnished and shall not be deemed filed
for purposes of Section 18 of the Securities Exchange Act of 1934.





                                    SIGNATURE

     Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.


                                              AMSOUTH BANCORPORATION


                                              By:  /s/ Carl L. Gorday
                                                 ------------------------------
                                              Name:    Carl L. Gorday
                                              Title:   Assistant Secretary


Date:  October 14, 2003





Exhibit Index
-------------

Exhibit No.              Exhibit
-----------              -------

  99.1                   Press Release of October 14, 2003
  99.2                   Supplemental Financial Information