UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549


FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of
The Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): October 28, 2008

INVESTORS BANCORP, INC.
(Exact name of registrant as specified in its charter)

Delaware
  
0-51557
  
22-3493930
(State or other jurisdiction of incorporation)
  
(Commission File No.)
  
(IRS Employer
Identification No.)



101 JFK Parkway, Short Hills, New Jersey
 
07078
(Address of principal executive offices)
 
(Zip Code)
 


Registrant’s telephone number, including area code: (973) 924-5100


Not Applicable
(Former name or former address, if changed since last report)


Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

o
Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
   
o
Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
   
o
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
   
o
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))



Item 7.01
Regulation FD Disclosure
 
The Company issued a press release announcing its decision to not participate in the Treasury Department’s Capital Purchase Program. A copy of the press release is attached as Exhibit 99.1 to this report and is being furnished to the SEC and shall not be deemed filed for any purpose.
 
Item 9.01
Financial Statements and Exhibits.

(a) Not Applicable.

(b) Not Applicable.

(c) Not Applicable.

(d) Exhibits.

 
Exhibit No.
Description
        
 
99.1
Press release dated November 12, 2008 by Investors Bancorp, Inc., announcing its decision to not participate in the Treasury Department’s Capital Purchase Program.




 


SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized.

 
INVESTORS BANCORP, INC.
     
     
         
DATE: November 12, 2008
By:
/s/ Kevin Cummings
   
Kevin Cummings
   
President and Chief Executive Officer








EXHIBIT INDEX


Exhibit
Description
   
99.1
Press release dated November 12, 2008 by Investors Bancorp, Inc., announcing its decision to not participate in the Treasury Department’s Capital Purchase Program.