UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

FORM 8-K

CURRENT REPORT
Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934
 
Date of Report (Date of Earliest Event Reported)   February 22, 2007
 
AmTrust Financial Services, Inc.
(Exact name of registrant as specified in its charter)
 
Delaware
001-33143
04-3106389
(State or other jurisdiction
of incorporation)
(Commission
File Number)
IRS Employer
 Identification No.)
    
59 Maiden Lane, 6th Floor, New York, New York  10038
(Address of principal executive offices)  (Zip Code)
 
Registrant’s telephone number, including area code
 (212) 220-7120
 
    
(Former name or former address, if changed since last report.)
     
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

o
Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

o
Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

o
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

o
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.133-4 (c))


Item 2.02
RESULTS OF OPERATIONS AND FINANCIAL CONDITION

All of the information furnished in Items 2.02 and 9.01 of this report, including the accompanying exhibits, is being furnished and shall not be deemed to be “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise and shall not be incorporated by reference in any filing under the Securities Act of 1933, as amended, except to the extent expressly set forth by specific reference in such filing.

On February 22, 2007, AmTrust Financial Services, Inc. issued a press release announcing its results of operations for the fourth quarter and year ended December 31, 2006 and the scheduling of a conference call on February 23, 2006 with respect thereto. A copy of the press release is attached as Exhibit 99.1 to this Form 8-K and is incorporated by reference to this Item 2.02 as if fully set forth herein.

Item 9.01
FINANCIAL STATEMENTS AND EXHIBITS.

(a)
Not applicable.
(b)
Not applicable.
(c)
Not applicable.
(d)
Exhibits. The information contained in this report 8-K, including Exhibit 99.1, shall not be deemed “filed” with the Securities and Exchange Commission nor incorporated by reference in any registration statement filed by the Company under the Securities Act of 1933, as amended.
 
Number
Description
99.1   Press release dated February 22, 2007 reporting the results of operations for the quarter and year ended December 31, 2006 issued by AmTrust Financial Services, Inc.
 

SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
     
 
 		  
 		  
 
   
AmTrust Financial Services, Inc
 
(Registrant)
   

Date       February 22, 2006                           
   
 
 		  
 		  
 
   
/s/ Stephen Ungar
 
Stephen Ungar
Secretary