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AMERICAN NATIONAL FINANCIAL, INC.
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(Name of Registrant as Specified In Its Charter)
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Fidelity National Financial, Inc. and ANFI, Inc. Announce the Signing of a
Definitive Agreement
IRVINE and ORANGE, Calif., Jan. 10 - Fidelity National Financial, Inc.
(NYSE: FNF), the nation's largest provider of title insurance and real estate
related products and services, and ANFI, Inc. (Nasdaq: ANFI), a provider of
title insurance and other real estate related services today announced the
signing of a definitive agreement whereby FNF will acquire all of the
outstanding common stock of ANFI that it does not currently own. FNF currently
owns, directly or indirectly, approximately 33% of the outstanding common stock
of ANFI. On December 16, 2002, FNF announced that it had entered into a letter
of intent to acquire ANFI. Under the terms of the Definitive Agreement, each
share of ANFI common stock will be exchanged for .4540 shares of FNF common
stock. The transaction is subject to customary closing conditions, including
regulatory approvals and the approval of ANFI shareholders. The parties expect
to close the transaction in the second quarter of 2003.
Fidelity National Financial, Inc., a Fortune 500 company, is the
nation's largest title insurance and diversified real estate related services
company. FNF had total revenue of nearly $3.9 billion and earned more than $300
million in 2001, with cash flow from operations of more than $425 million. The
Company's title insurance underwriters -- Fidelity National Title, Chicago
Title, Ticor Title, Security Union Title and Alamo Title -- together issue
approximately 30 percent of all title insurance policies nationally. The Company
provides title insurance in 49 states, the District of Columbia, Guam, Mexico,
Puerto Rico, the U.S. Virgin Islands and Canada. In addition, FNF performs other
real estate-related services such as escrow, default management, exchange
intermediary services, home warranty, flood insurance and homeowners insurance.
FNF also provides real estate and technology services through its
majority-owned, publicly traded subsidiary, Fidelity National Information
Solutions (Nasdaq: FNIS). FNIS provides data, technology solutions and services
to lenders, Realtors and other participants in the real estate transaction
process. More information about the FNF family of companies can be found at
http://www.fnf.com and http://www.fnis.com .
Headquartered in Orange, California, ANFI, Inc. provides title
insurance services and other real estate related informational services through
its subsidiaries in California, Arizona, Colorado, Nevada and New York through
106 direct branch operations. ANFI, as part of its overall services, provides
ancillary services such as real estate information, trustee sales guarantees,
exchange intermediary services, document research services, notary signing
services, property management and appraisals. A complete description of the
subsidiaries can be found at http://www.anfinc.com .
In connection with the proposed transaction, FNF and ANFI will file a
registration statement, proxy statement and prospectus with the Securities and
Exchange Commission. INVESTORS AND STOCKHOLDERS ARE ADVISED TO READ THESE AND
ALL RELATED DOCUMENTS WHEN THEY BECOME AVAILABLE BECAUSE THEY WILL CONTAIN
IMPORTANT INFORMATION. Investors and stockholders may obtain a free copy of the
registration statement, prospectus, proxy statement, and related documents when
they become available from the Securities and Exchange Commission's web site at
http://www.sec.gov. Free copies of these documents may also be obtained from
ANFI, Inc. by directing a request to ANFI, Inc., Investor Relations, 1111 East
Katella Avenue, Suite 220, Orange, California 92867, or from FNF by directing a
request to Fidelity National Financial, Inc., Investor Relations, 4050 Calle
Real, Santa Barbara, California, 93110.
This press release contains statements related to future events and
expectations and, as such, constitutes forward-looking statements. These
forward-looking statements are subject to known and unknown risks, uncertainties
and other factors that may cause actual results, performance or achievements of
FNF and ANFI to be different from those expressed or implied above. FNF and ANFI
expressly disclaim any duty to update or revise forward-looking statements. The
risks and uncertainties which forward-looking statements are subject to include,
but are not limited to, the effect of governmental regulations, the economy,
competition and other risks detailed from time to time in the "Management's
Discussion and Analysis" section of both companies Form 10-K and other reports
and filings with the Securities and Exchange Commission.
SOURCE Fidelity National Financial, Inc.; ANFI, Inc.
Web Site: http://www.fnf.com