UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                    Form 13F
                               Form 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: 6/30/2009
Check here if Amendment []; Amendment Number:
                                               -------
This Amendment (Check only one.):               [] is a restatement.
                                                [] adds new holdings entries.

Institutional Investment Manager Filing this Report:


Name:      PEOPLES BANK NTL ASSOCIATION

Address:   P O BOX 738
           MARIETTA, OH 45750


Form 13F File Number: 28-10656


The institutional investment manager filing this report and the person by whom
it is signed hereby represent that the person signing the report is authorized
to submit it, that all information contained herein is true, correct and
complete, and that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of this form.

Persons Signing this Report on Behalf of Reporting Manager:

Name:   DAVID T WESEL
Title:  EXECUTIVE VICE PRESIDENT AND PRESIDENT - PEOPLES FINANCIAL ADVISORS
Phone:  740 373 2932

Signature,  Place,  and  Date  of  Signing:

/s/ DAVID T. WESEL                 MARIETTA, OH                       8/6/2009
---------------------------------  ---------------------------------  ----------
[Signature]                        [City, State]                      [Date]



Report  Type  (Check  only  one):

[X]     13F HOLDINGS REPORT. (Check here if all holdings of this reporting
        manager are reported in this report.)

[ ]     13F NOTICE. (Check here if no holdings reported are in this report,
        and all holdings are reported by other reporting manager(s).)

[ ]     13F COMBINATION REPORT. (Check here if a portion of the holdings for
        this reporting manager are reported in this report and a portion are
        reported by other reporting manager(s).)

List of Other Managers Reporting for this Manager:




                              Form 13F SUMMARY PAGE

Report Summary:

Number of Other Included Managers:                    0

Form 13F Information Table Entry Total:             100

Form 13F Information Table Value Total:  $    88,017.00
                                         --------------
                                         (In Thousands)


List of Other Included Managers:

Provide a numbered list of the name(s) and 13F file number(s) of all
institutional investment managers with respect to which this report is filed,
other than the manager filing this report.
NONE







                                                  FORM 13F INFORMATION TABLE

          COLUMN 1                    COLUMN 2         COLUMN 3  COLUMN 4     COLUMN 5       COLUMN 6  COLUMN 7       COLUMN 8
----------------------------- ------------------------ --------- -------- ----------------- ---------- -------- --------------------
                                                                  VALUE   SHRS OR  SH/ PUT/ INVESTMENT  OTHER     VOTING AUTHORITY
       NAME OF ISSUER              TITLE OF CLASS        CUSIP   (x$1000) PRN AMT  PRN CALL DISCRETION MANAGERS  SOLE  SHARED  NONE
----------------------------- ------------------------ --------- -------- -------- --- ---- ---------- -------- ------ ------ ------
                                                                                             
AT&T CORP                     COMMON STOCK             00206R102      867    34914 SH       DEFINED    1         34914      0      0
                                                       00206R102       49     1985 SH       OTHER      1          1985      0      0
ABBOTT LABORATORIES           COMMON STOCK             002824100      575    12220 SH       DEFINED    1         12220      0      0
APPLE INC                     COMMON STOCK             037833100      628     4410 SH       DEFINED    1          4410      0      0
AUTOMATIC DATA PROCESSING     COMMON STOCK             053015103      364    10266 SH       DEFINED    1         10266      0      0
BP AMOCO PLC SPONS ADR        COMMON STOCK             055622104     1298    27222 SH       DEFINED    1         27222      0      0
                                                       055622104       19      400 SH       OTHER      1           400      0      0
THE BANK OF NEW               COMMON STOCK             064058100      518    17662 SH       DEFINED    1         17142      0      0
                                                                        0        0                     1             0      0    520
YORK MELLON CORP                                                        0        0                                   0      0      0
BARCLAYS                      MUTUAL FUNDS - EQUITY    06738C778      363     9775 SH       DEFINED    1          9775      0      0
BAXTER INTERNATIONAL          COMMON STOCK             071813109      325     6145 SH       DEFINED    1          6145      0      0
BROADCOM CORPORATION          COMMON STOCK             111320107      357    14395 SH       DEFINED    1         13630      0      0
                                                                        0        0                     1             0      0    765
BURLINGTON NORTHERN SANTE FE  COMMON STOCK             12189T104      210     2860 SH       DEFINED    1          2200      0      0
                                                                        0        0                     1             0      0    660
CAMCO FINANCIAL CORP          COMMON STOCK             132618109       78    33150 SH       DEFINED    1         33150      0      0
CENTRAL FUND OF CANADA        COMMON STOCK             153501101      716    61000 SH       DEFINED    1         61000      0      0
CHEVRON CORPORATION           COMMON STOCK             166764100     2565    38715 SH       DEFINED    1         38715      0      0
CISCO SYSTEMS                 COMMON STOCK             17275R102      237    12685 SH       DEFINED    1         12685      0      0
COCA COLA                     COMMON STOCK             191216100      663    13813 SH       DEFINED    1         13581      0      0
                                                                        0        0                     1             0      0    232
COLGATE PALMOLIVE             COMMON STOCK             194162103      733    10355 SH       DEFINED    1         10125      0      0
                                                                        0        0                     1             0      0    230
DEERE & CO                    COMMON STOCK             244199105      349     8730 SH       DEFINED    1          8730      0      0
EMERSON ELECTRIC              COMMON STOCK             291011104      410    12645 SH       DEFINED    1         10715      0      0
                                                                        0        0                     1             0      0   1930
EXELON CORPORATION            COMMON STOCK             30161N101      438     8555 SH       DEFINED    1          8555      0      0
EXXON MOBIL CORPORATION       COMMON STOCK             30231G102     3498    50034 SH       DEFINED    1         49404      0      0
                                                                        0        0                     1             0      0    630
                                                       30231G102      266     3800 SH       OTHER      1          3800      0      0
FPL GROUP INC                 COMMON STOCK             302571104      246     4335 SH       DEFINED    1          3935      0      0
                                                                        0        0                     1             0      0    400
FISERV                        COMMON STOCK             337738108      413     9045 SH       DEFINED    1          8005      0      0
                                                                        0        0                     1             0      0   1040
FORTUNE BRANDS INC            COMMON STOCK             349631101      322     9271 SH       DEFINED    1          9271      0      0
FRANKLIN RESOURCES            COMMON STOCK             354613101      299     4150 SH       DEFINED    1          4150      0      0
GENERAL ELECTRIC CO           COMMON STOCK             369604103      513    43749 SH       DEFINED    1         42144      0      0
                                                                        0        0                     1             0      0   1605
                                                       369604103       47     3982 SH       OTHER      1           101      0      0
                                                                        0        0                     1             0      0   3881
GENZYME                       COMMON STOCK             372917104      346     6220 SH       DEFINED    1          5325      0      0
                                                                        0        0                     1             0      0    895
GILEAD SCIENCES INC           COMMON STOCK             375558103      274     5855 SH       DEFINED    1          5855      0      0
HEWLETT PACKARD               COMMON STOCK             428236103      357     9230 SH       DEFINED    1          6045      0      0
                                                                        0        0                     1             0      0   3185
HUNTINGTON BANCSHARES         COMMON STOCK             446150104      169    40413 SH       DEFINED    1         16978      0      0
                                                                        0        0                     1             0      0  23435
IBM                           COMMON STOCK             459200101      889     8518 SH       DEFINED    1          7818      0      0
                                                                        0        0                     1             0      0    700
ISHARES COMEX GOLD            MUTUAL FUNDS - EQUITY    464285105      296     3247 SH       DEFINED    1          3247      0      0
                                                       464285105        6       65 SH       OTHER      1            65      0      0
ISHARES                       MUTUAL FUNDS - EQUITY    464286665      919    29019 SH       DEFINED    1         28294      0      0
                                                                        0        0                     1             0      0    725
ISHARES                       MUTUAL FUNDS - EQUITY    464287101      931    21635 SH       DEFINED    1         21635      0      0
ISHARES                       MUTUAL FUNDS - EQUITY    464287143      324     5990 SH       DEFINED    1          5990      0      0
ISHARES                       MUTUAL FUNDS - TAXABLE   464287176      394     3880 SH       DEFINED    1          3880      0      0
                              INCOME
ISHARES                       MUTUAL FUNDS - EQUITY    464287200      851     9210 SH       DEFINED    1          9210      0      0
ISHARES                       MUTUAL FUNDS - EQUITY    464287234     3353   104027 SH       DEFINED    1         99227      0      0






                                                  FORM 13F INFORMATION TABLE

          COLUMN 1                    COLUMN 2         COLUMN 3  COLUMN 4     COLUMN 5       COLUMN 6  COLUMN 7       COLUMN 8
----------------------------- ------------------------ --------- -------- ----------------- ---------- -------- --------------------
                                                                  VALUE   SHRS OR  SH/ PUT/ INVESTMENT  OTHER     VOTING AUTHORITY
       NAME OF ISSUER              TITLE OF CLASS        CUSIP   (x$1000) PRN AMT  PRN CALL DISCRETION MANAGERS  SOLE  SHARED  NONE
----------------------------- ------------------------ --------- -------- -------- --- ---- ---------- -------- ------ ------ ------
                                                                                             
                                                                        0        0                     1             0      0   4800
ISHARES                       MUTUAL FUNDS - EQUITY    464287309     2398    50204 SH       DEFINED    1         47669      0      0
                                                                        0        0                     1             0      0   2535
ISHARES                       MUTUAL FUNDS - EQUITY    464287408      310     7095 SH       DEFINED    1          7095      0      0
ISHARES                       MUTUAL FUNDS - EQUITY    464287465      994    21695 SH       DEFINED    1         20100      0      0
                                                                        0        0                     1             0      0   1595
                                                       464287465        8      175 SH       OTHER      1           175      0      0
ISHARES                       MUTUAL FUNDS - EQUITY    464287507     3016    52196 SH       DEFINED    1         48396      0      0
                                                                        0        0                     1             0      0   3800
ISHARES                       MUTUAL FUNDS - EQUITY    464287598     1461    30708 SH       DEFINED    1         30708      0      0
ISHARES                       MUTUAL FUNDS - EQUITY    464287606     3136    50282 SH       DEFINED    1         48304      0      0
                                                                        0        0                     1             0      0   1978
ISHARES                       MUTUAL FUNDS - EQUITY    464287614     2253    54917 SH       DEFINED    1         54917      0      0
ISHARES                       MUTUAL FUNDS - EQUITY    464287622     3736    73738 SH       DEFINED    1         73738      0      0
ISHARES                       MUTUAL FUNDS - EQUITY    464287705      906    17382 SH       DEFINED    1         17382      0      0
ISHARES                       MUTUAL FUNDS - EQUITY    464287804      932    20983 SH       DEFINED    1         20363      0      0
                                                                        0        0                     1             0      0    620
ISHARES                       MUTUAL FUNDS - EQUITY    464287887      543    11705 SH       DEFINED    1         11705      0      0
ISHARES                       MUTUAL FUNDS - EQUITY    464288372      335    11475 SH       DEFINED    1         11285      0      0
                                                                        0        0                     1             0      0    190
ISHARES                       MUTUAL FUNDS - EQUITY    464288802      806    20201 SH       DEFINED    1          6276      0      0
                                                                        0        0                     1             0      0  13925
JOHNSON & JOHNSON             COMMON STOCK             478160104      963    16947 SH       DEFINED    1         15882      0      0
                                                                        0        0                     1             0      0   1065
KELLOGG CO                    COMMON STOCK             487836108      326     6990 SH       DEFINED    1          6990      0      0
KROGER CO                     COMMON STOCK             501044101      245    11110 SH       DEFINED    1         11110      0      0
LOCKHEED MARTIN CORP          COMMON STOCK             539830109      225     2794 SH       DEFINED    1          2794      0      0
MARATHON OIL CORP             COMMON STOCK             565849106      280     9305 SH       DEFINED    1          8255      0      0
                                                                        0        0                     1             0      0   1050
                                                       565849106       36     1200 SH       OTHER      1          1200      0      0
MCDONALDS                     COMMON STOCK             580135101      579    10063 SH       DEFINED    1         10063      0      0
METLIFE                       COMMON STOCK             59156R108      241     8032 SH       DEFINED    1          8032      0      0
MICROSOFT                     COMMON STOCK             594918104      549    23090 SH       DEFINED    1         23090      0      0
MONSANTO CO                   COMMON STOCK             61166W101      401     5391 SH       DEFINED    1          5391      0      0
NYSE EURONEXT                 COMMON STOCK             629491101      290    10633 SH       DEFINED    1          9523      0      0
                                                                        0        0                     1             0      0   1110
NATIONAL-OILWELL VARCO INC    COMMON STOCK             637071101      213     6535 SH       DEFINED    1          6535      0      0
NORTHROP GRUMMAN CORP.        COMMON STOCK             666807102      412     9028 SH       DEFINED    1          7778      0      0
                                                                        0        0                     1             0      0   1250
ORACLE CORPORATION            COMMON STOCK             68389X105      905    42267 SH       DEFINED    1         42267      0      0
PANHANDLE ROYALTY CO. CLASS A COMMON STOCK             698477106      196    10000 SH       DEFINED    1         10000      0      0
PEOPLES BANCORP INC.          COMMON STOCK             709789101     1972   115632 SH       DEFINED    1        105093      0      0
                                                                        0        0                     1             0  10539      0
                                                       709789101    14519   851557 SH       OTHER      1        141241 710316      0
PEPSICO INC                   COMMON STOCK             713448108      224     4071 SH       DEFINED    1          4071      0      0
POWERSHARES QQQ TR UNIT SER 1 MUTUAL FUNDS - EQUITY    73935A104      938    25775 SH       DEFINED    1         25775      0      0
PRICE T ROWE GROUP INC        COMMON STOCK             74144T108      292     7015 SH       DEFINED    1          6090      0      0
                                                                        0        0                     1             0      0    925
PROCTER & GAMBLE CO           COMMON STOCK             742718109      846    16557 SH       DEFINED    1         16557      0      0
                                                       742718109       10      200 SH       OTHER      1           200      0      0
PRUDENTIAL FINANCIAL INC      COMMON STOCK             744320102      271     7269 SH       DEFINED    1          7269      0      0
ROCKY BRANDS INC              COMMON STOCK             774515100      664   169724 SH       DEFINED    1             0      0 169724
RYDEX                         MUTUAL FUNDS - EQUITY    78355W106     3171   102924 SH       DEFINED    1        101419      0      0
                                                                        0        0                     1             0      0   1505
RYDEX                         MUTUAL FUNDS - EQUITY    78355W205      851    12000 SH       DEFINED    1         12000      0      0
RYDEX                         MUTUAL FUNDS - EQUITY    78355W403     2263    85840 SH       DEFINED    1         84705      0      0
                                                                        0        0                     1             0      0   1135
S & P 500 DEPOSITARY RECEIPT  MUTUAL FUNDS - EQUITY    78462F103     3772    41027 SH       DEFINED    1         41027      0      0
ST JUDE MEDICAL INC           COMMON STOCK             790849103      242     5880 SH       DEFINED    1          5360      0      0
                                                                        0        0                     1             0      0    520






                                                  FORM 13F INFORMATION TABLE

          COLUMN 1                    COLUMN 2         COLUMN 3  COLUMN 4     COLUMN 5       COLUMN 6  COLUMN 7       COLUMN 8
----------------------------- ------------------------ --------- -------- ----------------- ---------- -------- --------------------
                                                                  VALUE   SHRS OR  SH/ PUT/ INVESTMENT  OTHER     VOTING AUTHORITY
       NAME OF ISSUER              TITLE OF CLASS        CUSIP   (x$1000) PRN AMT  PRN CALL DISCRETION MANAGERS  SOLE  SHARED  NONE
----------------------------- ------------------------ --------- -------- -------- --- ---- ---------- -------- ------ ------ ------
                                                                                             
SOUTHERN CO                   COMMON STOCK             842587107      260     8360 SH       DEFINED    1          8360      0      0
SPECTRA ENERGY CORP           COMMON STOCK             847560109      232    13719 SH       DEFINED    1         13719      0      0
                                                       847560109        1       82 SH       OTHER      1            82      0      0
STAPLES INC                   COMMON STOCK             855030102      461    22832 SH       DEFINED    1         22832      0      0
SYMANTEC CORP                 COMMON STOCK             871503108      172    11055 SH       DEFINED    1         11055      0      0
3M COMPANY                    COMMON STOCK             88579Y101      264     4390 SH       DEFINED    1          4390      0      0
US BANCORP DEL                COMMON STOCK             902973304      336    18730 SH       DEFINED    1         18730      0      0
UNITED BANKSHARES INC         COMMON STOCK             909907107      663    33948 SH       DEFINED    1         33948      0      0
UNITED TECH CORP              COMMON STOCK             913017109      793    15270 SH       DEFINED    1         13430      0      0
                                                                        0        0                     1             0      0   1840
VERIZON COMMUNICATIONS        COMMON STOCK             92343V104      279     9063 SH       DEFINED    1          9063      0      0
                                                       92343V104       12      388 SH       OTHER      1           388      0      0
WAL MART STORES INC           COMMON STOCK             931142103      403     8325 SH       DEFINED    1          8015      0      0
                                                                        0        0                     1             0      0    310
WYETH COMM                    COMMON STOCK             983024100      321     7080 SH       DEFINED    1          7080      0      0
NOBLE CORPORATION             COMMON STOCK             H5833N103      221     7305 SH       DEFINED    1          7305      0      0
TRANSOCEAN LTD                COMMON STOCK             H8817H100      394     5301 SH       DEFINED    1          4196      0      0
                                                                        0        0                     1             0      0   1105