UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 13F Form 13F COVER PAGE Report for the Calendar Year or Quarter Ended: 6/30/2009 Check here if Amendment []; Amendment Number: ------- This Amendment (Check only one.): [] is a restatement. [] adds new holdings entries. Institutional Investment Manager Filing this Report: Name: PEOPLES BANK NTL ASSOCIATION Address: P O BOX 738 MARIETTA, OH 45750 Form 13F File Number: 28-10656 The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form. Persons Signing this Report on Behalf of Reporting Manager: Name: DAVID T WESEL Title: EXECUTIVE VICE PRESIDENT AND PRESIDENT - PEOPLES FINANCIAL ADVISORS Phone: 740 373 2932 Signature, Place, and Date of Signing: /s/ DAVID T. WESEL MARIETTA, OH 8/6/2009 --------------------------------- --------------------------------- ---------- [Signature] [City, State] [Date] Report Type (Check only one): [X] 13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager are reported in this report.) [ ] 13F NOTICE. (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s).) [ ] 13F COMBINATION REPORT. (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).) List of Other Managers Reporting for this Manager: Form 13F SUMMARY PAGE Report Summary: Number of Other Included Managers: 0 Form 13F Information Table Entry Total: 100 Form 13F Information Table Value Total: $ 88,017.00 -------------- (In Thousands) List of Other Included Managers: Provide a numbered list of the name(s) and 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report. NONE FORM 13F INFORMATION TABLE COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8 ----------------------------- ------------------------ --------- -------- ----------------- ---------- -------- -------------------- VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGERS SOLE SHARED NONE ----------------------------- ------------------------ --------- -------- -------- --- ---- ---------- -------- ------ ------ ------ AT&T CORP COMMON STOCK 00206R102 867 34914 SH DEFINED 1 34914 0 0 00206R102 49 1985 SH OTHER 1 1985 0 0 ABBOTT LABORATORIES COMMON STOCK 002824100 575 12220 SH DEFINED 1 12220 0 0 APPLE INC COMMON STOCK 037833100 628 4410 SH DEFINED 1 4410 0 0 AUTOMATIC DATA PROCESSING COMMON STOCK 053015103 364 10266 SH DEFINED 1 10266 0 0 BP AMOCO PLC SPONS ADR COMMON STOCK 055622104 1298 27222 SH DEFINED 1 27222 0 0 055622104 19 400 SH OTHER 1 400 0 0 THE BANK OF NEW COMMON STOCK 064058100 518 17662 SH DEFINED 1 17142 0 0 0 0 1 0 0 520 YORK MELLON CORP 0 0 0 0 0 BARCLAYS MUTUAL FUNDS - EQUITY 06738C778 363 9775 SH DEFINED 1 9775 0 0 BAXTER INTERNATIONAL COMMON STOCK 071813109 325 6145 SH DEFINED 1 6145 0 0 BROADCOM CORPORATION COMMON STOCK 111320107 357 14395 SH DEFINED 1 13630 0 0 0 0 1 0 0 765 BURLINGTON NORTHERN SANTE FE COMMON STOCK 12189T104 210 2860 SH DEFINED 1 2200 0 0 0 0 1 0 0 660 CAMCO FINANCIAL CORP COMMON STOCK 132618109 78 33150 SH DEFINED 1 33150 0 0 CENTRAL FUND OF CANADA COMMON STOCK 153501101 716 61000 SH DEFINED 1 61000 0 0 CHEVRON CORPORATION COMMON STOCK 166764100 2565 38715 SH DEFINED 1 38715 0 0 CISCO SYSTEMS COMMON STOCK 17275R102 237 12685 SH DEFINED 1 12685 0 0 COCA COLA COMMON STOCK 191216100 663 13813 SH DEFINED 1 13581 0 0 0 0 1 0 0 232 COLGATE PALMOLIVE COMMON STOCK 194162103 733 10355 SH DEFINED 1 10125 0 0 0 0 1 0 0 230 DEERE & CO COMMON STOCK 244199105 349 8730 SH DEFINED 1 8730 0 0 EMERSON ELECTRIC COMMON STOCK 291011104 410 12645 SH DEFINED 1 10715 0 0 0 0 1 0 0 1930 EXELON CORPORATION COMMON STOCK 30161N101 438 8555 SH DEFINED 1 8555 0 0 EXXON MOBIL CORPORATION COMMON STOCK 30231G102 3498 50034 SH DEFINED 1 49404 0 0 0 0 1 0 0 630 30231G102 266 3800 SH OTHER 1 3800 0 0 FPL GROUP INC COMMON STOCK 302571104 246 4335 SH DEFINED 1 3935 0 0 0 0 1 0 0 400 FISERV COMMON STOCK 337738108 413 9045 SH DEFINED 1 8005 0 0 0 0 1 0 0 1040 FORTUNE BRANDS INC COMMON STOCK 349631101 322 9271 SH DEFINED 1 9271 0 0 FRANKLIN RESOURCES COMMON STOCK 354613101 299 4150 SH DEFINED 1 4150 0 0 GENERAL ELECTRIC CO COMMON STOCK 369604103 513 43749 SH DEFINED 1 42144 0 0 0 0 1 0 0 1605 369604103 47 3982 SH OTHER 1 101 0 0 0 0 1 0 0 3881 GENZYME COMMON STOCK 372917104 346 6220 SH DEFINED 1 5325 0 0 0 0 1 0 0 895 GILEAD SCIENCES INC COMMON STOCK 375558103 274 5855 SH DEFINED 1 5855 0 0 HEWLETT PACKARD COMMON STOCK 428236103 357 9230 SH DEFINED 1 6045 0 0 0 0 1 0 0 3185 HUNTINGTON BANCSHARES COMMON STOCK 446150104 169 40413 SH DEFINED 1 16978 0 0 0 0 1 0 0 23435 IBM COMMON STOCK 459200101 889 8518 SH DEFINED 1 7818 0 0 0 0 1 0 0 700 ISHARES COMEX GOLD MUTUAL FUNDS - EQUITY 464285105 296 3247 SH DEFINED 1 3247 0 0 464285105 6 65 SH OTHER 1 65 0 0 ISHARES MUTUAL FUNDS - EQUITY 464286665 919 29019 SH DEFINED 1 28294 0 0 0 0 1 0 0 725 ISHARES MUTUAL FUNDS - EQUITY 464287101 931 21635 SH DEFINED 1 21635 0 0 ISHARES MUTUAL FUNDS - EQUITY 464287143 324 5990 SH DEFINED 1 5990 0 0 ISHARES MUTUAL FUNDS - TAXABLE 464287176 394 3880 SH DEFINED 1 3880 0 0 INCOME ISHARES MUTUAL FUNDS - EQUITY 464287200 851 9210 SH DEFINED 1 9210 0 0 ISHARES MUTUAL FUNDS - EQUITY 464287234 3353 104027 SH DEFINED 1 99227 0 0 FORM 13F INFORMATION TABLE COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8 ----------------------------- ------------------------ --------- -------- ----------------- ---------- -------- -------------------- VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGERS SOLE SHARED NONE ----------------------------- ------------------------ --------- -------- -------- --- ---- ---------- -------- ------ ------ ------ 0 0 1 0 0 4800 ISHARES MUTUAL FUNDS - EQUITY 464287309 2398 50204 SH DEFINED 1 47669 0 0 0 0 1 0 0 2535 ISHARES MUTUAL FUNDS - EQUITY 464287408 310 7095 SH DEFINED 1 7095 0 0 ISHARES MUTUAL FUNDS - EQUITY 464287465 994 21695 SH DEFINED 1 20100 0 0 0 0 1 0 0 1595 464287465 8 175 SH OTHER 1 175 0 0 ISHARES MUTUAL FUNDS - EQUITY 464287507 3016 52196 SH DEFINED 1 48396 0 0 0 0 1 0 0 3800 ISHARES MUTUAL FUNDS - EQUITY 464287598 1461 30708 SH DEFINED 1 30708 0 0 ISHARES MUTUAL FUNDS - EQUITY 464287606 3136 50282 SH DEFINED 1 48304 0 0 0 0 1 0 0 1978 ISHARES MUTUAL FUNDS - EQUITY 464287614 2253 54917 SH DEFINED 1 54917 0 0 ISHARES MUTUAL FUNDS - EQUITY 464287622 3736 73738 SH DEFINED 1 73738 0 0 ISHARES MUTUAL FUNDS - EQUITY 464287705 906 17382 SH DEFINED 1 17382 0 0 ISHARES MUTUAL FUNDS - EQUITY 464287804 932 20983 SH DEFINED 1 20363 0 0 0 0 1 0 0 620 ISHARES MUTUAL FUNDS - EQUITY 464287887 543 11705 SH DEFINED 1 11705 0 0 ISHARES MUTUAL FUNDS - EQUITY 464288372 335 11475 SH DEFINED 1 11285 0 0 0 0 1 0 0 190 ISHARES MUTUAL FUNDS - EQUITY 464288802 806 20201 SH DEFINED 1 6276 0 0 0 0 1 0 0 13925 JOHNSON & JOHNSON COMMON STOCK 478160104 963 16947 SH DEFINED 1 15882 0 0 0 0 1 0 0 1065 KELLOGG CO COMMON STOCK 487836108 326 6990 SH DEFINED 1 6990 0 0 KROGER CO COMMON STOCK 501044101 245 11110 SH DEFINED 1 11110 0 0 LOCKHEED MARTIN CORP COMMON STOCK 539830109 225 2794 SH DEFINED 1 2794 0 0 MARATHON OIL CORP COMMON STOCK 565849106 280 9305 SH DEFINED 1 8255 0 0 0 0 1 0 0 1050 565849106 36 1200 SH OTHER 1 1200 0 0 MCDONALDS COMMON STOCK 580135101 579 10063 SH DEFINED 1 10063 0 0 METLIFE COMMON STOCK 59156R108 241 8032 SH DEFINED 1 8032 0 0 MICROSOFT COMMON STOCK 594918104 549 23090 SH DEFINED 1 23090 0 0 MONSANTO CO COMMON STOCK 61166W101 401 5391 SH DEFINED 1 5391 0 0 NYSE EURONEXT COMMON STOCK 629491101 290 10633 SH DEFINED 1 9523 0 0 0 0 1 0 0 1110 NATIONAL-OILWELL VARCO INC COMMON STOCK 637071101 213 6535 SH DEFINED 1 6535 0 0 NORTHROP GRUMMAN CORP. COMMON STOCK 666807102 412 9028 SH DEFINED 1 7778 0 0 0 0 1 0 0 1250 ORACLE CORPORATION COMMON STOCK 68389X105 905 42267 SH DEFINED 1 42267 0 0 PANHANDLE ROYALTY CO. CLASS A COMMON STOCK 698477106 196 10000 SH DEFINED 1 10000 0 0 PEOPLES BANCORP INC. COMMON STOCK 709789101 1972 115632 SH DEFINED 1 105093 0 0 0 0 1 0 10539 0 709789101 14519 851557 SH OTHER 1 141241 710316 0 PEPSICO INC COMMON STOCK 713448108 224 4071 SH DEFINED 1 4071 0 0 POWERSHARES QQQ TR UNIT SER 1 MUTUAL FUNDS - EQUITY 73935A104 938 25775 SH DEFINED 1 25775 0 0 PRICE T ROWE GROUP INC COMMON STOCK 74144T108 292 7015 SH DEFINED 1 6090 0 0 0 0 1 0 0 925 PROCTER & GAMBLE CO COMMON STOCK 742718109 846 16557 SH DEFINED 1 16557 0 0 742718109 10 200 SH OTHER 1 200 0 0 PRUDENTIAL FINANCIAL INC COMMON STOCK 744320102 271 7269 SH DEFINED 1 7269 0 0 ROCKY BRANDS INC COMMON STOCK 774515100 664 169724 SH DEFINED 1 0 0 169724 RYDEX MUTUAL FUNDS - EQUITY 78355W106 3171 102924 SH DEFINED 1 101419 0 0 0 0 1 0 0 1505 RYDEX MUTUAL FUNDS - EQUITY 78355W205 851 12000 SH DEFINED 1 12000 0 0 RYDEX MUTUAL FUNDS - EQUITY 78355W403 2263 85840 SH DEFINED 1 84705 0 0 0 0 1 0 0 1135 S & P 500 DEPOSITARY RECEIPT MUTUAL FUNDS - EQUITY 78462F103 3772 41027 SH DEFINED 1 41027 0 0 ST JUDE MEDICAL INC COMMON STOCK 790849103 242 5880 SH DEFINED 1 5360 0 0 0 0 1 0 0 520 FORM 13F INFORMATION TABLE COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8 ----------------------------- ------------------------ --------- -------- ----------------- ---------- -------- -------------------- VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGERS SOLE SHARED NONE ----------------------------- ------------------------ --------- -------- -------- --- ---- ---------- -------- ------ ------ ------ SOUTHERN CO COMMON STOCK 842587107 260 8360 SH DEFINED 1 8360 0 0 SPECTRA ENERGY CORP COMMON STOCK 847560109 232 13719 SH DEFINED 1 13719 0 0 847560109 1 82 SH OTHER 1 82 0 0 STAPLES INC COMMON STOCK 855030102 461 22832 SH DEFINED 1 22832 0 0 SYMANTEC CORP COMMON STOCK 871503108 172 11055 SH DEFINED 1 11055 0 0 3M COMPANY COMMON STOCK 88579Y101 264 4390 SH DEFINED 1 4390 0 0 US BANCORP DEL COMMON STOCK 902973304 336 18730 SH DEFINED 1 18730 0 0 UNITED BANKSHARES INC COMMON STOCK 909907107 663 33948 SH DEFINED 1 33948 0 0 UNITED TECH CORP COMMON STOCK 913017109 793 15270 SH DEFINED 1 13430 0 0 0 0 1 0 0 1840 VERIZON COMMUNICATIONS COMMON STOCK 92343V104 279 9063 SH DEFINED 1 9063 0 0 92343V104 12 388 SH OTHER 1 388 0 0 WAL MART STORES INC COMMON STOCK 931142103 403 8325 SH DEFINED 1 8015 0 0 0 0 1 0 0 310 WYETH COMM COMMON STOCK 983024100 321 7080 SH DEFINED 1 7080 0 0 NOBLE CORPORATION COMMON STOCK H5833N103 221 7305 SH DEFINED 1 7305 0 0 TRANSOCEAN LTD COMMON STOCK H8817H100 394 5301 SH DEFINED 1 4196 0 0 0 0 1 0 0 1105